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58.2 km from CBD
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True annual cost of living in Tennyson, NSW 2754

Living in a house in Tennyson costs about $10,905 a year: council rates, water and sewerage, commute and home insurance combined. Tennyson sits 58.2 kilometres from Sydney CBD. Unit costs reach $11,345, with the $2,100 body corporate levy accounting for the entire difference between the two. At 58.2km, the commute dominates running costs. Drivers pay $2,959 more per year than public transport users.

Last updated July 2026 · Hawkesbury City Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Running costs sit near the Hawkesbury City Council average, cheaper than 60% of suburbs in the region.
The commute is the biggest expense at $5,359, roughly 49% of the annual total.
Switching from driving to public transport saves $2,959 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$10,905
Driving · per year
$909/month
Unit annual cost
$11,345
Incl. body corporate
$945/month
House vs unit difference
+$440
Unit costs more per year
Annual cost breakdown
Council rates
Hawkesbury City Council rates (IPART approved SRV, 8.66% in 2026-27) · average rate
$1,848
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 88c/km · 58.2km from CBD · 192 days
$5,359
Home insurance
Estimated · flood Low · fire Medium
$2,150
Total annual running cost
$10,905
($909/month)
Near Hawkesbury City Council average
SuburbCost affordability score ●●●○○ 5.8/10 Average
Cheaper to run than 60% of Hawkesbury City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$2,420/yr
6,060 kWh
Unit
$1,920/yr
4,545 kWh
Estimated from AER residential benchmarks for Tennyson's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Tennyson with another suburb
Is it cheaper to drive or take public transport from Tennyson to the CBD?
Public transport saves Tennyson residents $2,959 per year. Annual commute cost by car is $5,359 versus $2,400 by public transport using the Opal network.
What are the council rates in Tennyson?
Tennyson falls under Hawkesbury City Council. The average residential rate for 2026-27 is $1,848 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,848 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Tennyson?
Running a unit in Tennyson costs approximately $11,345 per year by car or $8,386 by public transport. This includes council rates of $1,848, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $490. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Hawkesbury City Council rates (IPART approved SRV, 8.66% in 2026-27). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.