True annual cost of living in Upper Caboolture, QLD 4510
Living in a house in Upper Caboolture costs about $13,233 a year: council rates, water and sewerage, commute and home insurance combined. Upper Caboolture sits 41.4 kilometres from Brisbane CBD. Unit costs reach $13,255, with the $1,800 body corporate levy accounting for the entire difference between the two. At 41.4km, the commute dominates running costs. Drivers pay $6,788 more per year than public transport users.
Moreton Bay Regional Council 2026-27 · minimum rate
$1,309
Water & sewerage
Unitywater (Moreton Bay) 2026-27
$2,144
Driving commute
ATO 91c/km · 41.4km from CBD · 192 days
$6,980
Home insurance
Estimated · flood Low · fire High
$2,800
Body corporate
Estimated
$1,800
Total annual running cost
$13,233
($1,103/month)
↑ 6% above Moreton Bay Regional Council average
SuburbCost affordability score ●●○○○3.2/10 Poor
Cheaper to run than 26% of Moreton Bay Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,135/yr
5,126 kWh
Unit
$1,776/yr
3,845 kWh
Estimated from AER residential benchmarks for Upper Caboolture's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Upper Caboolture
within a 2 km walk
Nearest stop
Morayfield bus station, 4,913 m away, about a 61 minute walk. It is a bus stop.
Supermarkets
0
Cafes
0
Parks
8
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Upper Caboolture to the CBD?
Public transport saves Upper Caboolture residents $6,788 per year. Annual commute cost by car is $6,980 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Upper Caboolture?
Upper Caboolture falls under Moreton Bay Regional Council. The minimum residential general rate for 2026-27 is $1,309 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,651 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Upper Caboolture?
Running a unit in Upper Caboolture costs approximately $13,255 per year by car or $6,467 by public transport. This includes council rates of $1,651, water and sewerage $2,144, estimated body corporate levy of $1,800, and contents insurance of $680. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Upper Caboolture close to public transport?
The nearest scheduled service to the centre of Upper Caboolture is Morayfield bus station, a bus stop about 4,913 m away, about a 61 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What shops and parks are in Upper Caboolture?
Within a 2 km walk of the centre of Upper Caboolture there are 0 supermarkets, 0 cafes and 8 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Moreton Bay Regional Council 2026-27. Water: Unitywater (Moreton Bay) 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.