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20.7 km from CBD
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True annual cost of living in Villawood, NSW 2163

Living in a house in Villawood costs about $10,410 a year: council rates, water and sewerage, commute and home insurance combined. Villawood sits 20.7 kilometres from Sydney CBD. Unit costs reach $10,940, with the $2,300 body corporate levy accounting for the entire difference between the two. At 20.7km from the CBD, transport mode shifts the annual total by $2,785. The gap widens as commute costs rise.

Last updated July 2026 · Canterbury-Bankstown Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Costs 6% more to run than the Canterbury-Bankstown average, cheaper than only 30% of suburbs in the region.
The commute is the biggest expense at $5,185, roughly 50% of the annual total.
Switching from driving to public transport saves $2,785 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$10,410
Driving · per year
$868/month
Unit annual cost
$10,940
Incl. body corporate
$912/month
House vs unit difference
+$530
Unit costs more per year
Annual cost breakdown
Council rates
Canterbury-Bankstown rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,377
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 88c/km · 20.7km from CBD · 192 days
$5,185
Home insurance
Estimated · flood Medium · fire Low
$2,300
Total annual running cost
$10,410
($868/month)
↑ 6% above Canterbury-Bankstown average
SuburbCost affordability score ●●○○○ 4.0/10 Poor
Cheaper to run than 30% of Canterbury-Bankstown suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$2,420/yr
6,060 kWh
Unit
$1,920/yr
4,545 kWh
Estimated from AER residential benchmarks for Villawood's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Villawood with another suburb
Is it cheaper to drive or take public transport from Villawood to the CBD?
Public transport saves Villawood residents $2,785 per year. Annual commute cost by car is $5,185 versus $2,400 by public transport using the Opal network.
What are the council rates in Villawood?
Villawood falls under Canterbury-Bankstown Council. The average residential rate for 2026-27 is $1,377 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,377 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Villawood?
Running a unit in Villawood costs approximately $10,940 per year by car or $8,155 by public transport. This includes council rates of $1,377, water and sewerage $1,548, estimated body corporate levy of $2,300, and contents insurance of $530. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Canterbury-Bankstown rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.