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28.9 km from CBD
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True annual cost of living in Waterford, QLD 4133

Waterford sits 28.9 kilometres from Brisbane CBD. Annual running costs for a house total $18,130, covering council rates, water and sewerage, commute and home insurance. Unit costs reach $18,230, with the $2,200 body corporate levy accounting for the entire difference between the two. At 28.9km from the CBD, transport mode shifts the annual total by $11,688. The gap widens as commute costs rise.

Lower cost
Annual cost — house
$18,130
Driving · per year
$1,511/month
Annual cost — unit
$18,230
Incl. body corporate
$1,519/month
House vs unit difference
+$100
Unit costs more per year
Annual cost breakdown
Council rates
Logan City Council 2025-26
$1,616
Water & sewerage
Logan City Council Water & Sewerage 2025-26
$1,834
Commute — driving
ATO 88c/km · 28.9km from CBD · 192 days
$11,880
Home insurance
Estimated — flood Low, fire High
$2,800
Total annual running cost
$18,130
($1,511/month)
Near Logan City Council average
SuburbCost affordability score ●●●○○ 5.8/10
Compare Waterford with another suburb
Is it cheaper to drive or take public transport from Waterford to the CBD?
Public transport saves Waterford residents $11,688 per year. Annual commute cost by car is $11,880 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Waterford?
Waterford falls under Logan City Council. The residential general rate for 2025–26 is $1,616 per year for an owner-occupied house. Unit owners in strata schemes pay $1,616 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Waterford?
Running a unit in Waterford costs approximately $18,230 per year by car or $6,542 by public transport. This includes council rates of $1,616, water and sewerage $1,834, estimated body corporate levy of $2,200, and contents insurance of $700. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.

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Data sources: Council rates: Logan City Council 2025-26. Water: Logan City Council Water & Sewerage 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.