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Map of Waterford
28.9 km from CBD
Home  ·  Suburbs  ·  Logan City  ·  Waterford

True annual cost of living in Waterford, QLD 4133

Living in a house in Waterford costs about $13,099 a year: council rates, water and sewerage, commute and home insurance combined. Waterford sits 28.9 kilometres from Brisbane CBD. Unit costs reach $13,205, with the $2,200 body corporate levy accounting for the entire difference between the two. At 28.9km from the CBD, transport mode shifts the annual total by $6,259. The gap widens as commute costs rise.

Last updated July 2026 · Logan City Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Logan City Council average, cheaper than 58% of suburbs in the region.
The commute is the biggest expense at $6,451, roughly 49% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$13,099
Driving · per year
$1,092/month
Unit annual cost
$13,205
Incl. body corporate
$1,100/month
House vs unit difference
+$106
Unit costs more per year

Annual cost breakdown

Council rates
Logan City Council 2026-27 · minimum rate
$1,699
Water & sewerage
Logan City Council Water & Sewerage 2026-27
$2,149
Driving commute
ATO 91c/km · 28.9km from CBD · 192 days
$6,451
Home insurance
Estimated · flood Low · fire High
$2,800
Total annual running cost
$13,099
($1,092/month)
Near Logan City Council average
SuburbCost affordability score ●●○○○ 4.8/10 Poor
Cheaper to run than 58% of Logan City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,135/yr
5,126 kWh
Unit
$1,776/yr
3,845 kWh
Estimated from AER residential benchmarks for Waterford's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Waterford

within a 2 km walk
Nearest stop
Bethania station, 2,752 m away, about a 34 minute walk. It is a train stop.
Nearest hospital
Logan Cardiology & Specialist Centre, 3,806 m away, about a 48 minute walk.
Supermarkets
5
Cafes
5
Parks
30
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Waterford with another suburb

Frequently asked questions about Waterford

Is it cheaper to drive or take public transport from Waterford to the CBD?

Public transport saves Waterford residents $6,259 per year. Annual commute cost by car is $6,451 versus $192 by public transport using Translink's flat 50 cent fare.

What are the council rates in Waterford?

Waterford falls under Logan City Council. The minimum residential general rate for 2026-27 is $1,699 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,705 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Waterford?

Running a unit in Waterford costs approximately $13,205 per year by car or $6,946 by public transport. This includes council rates of $1,705, water and sewerage $2,149, estimated body corporate levy of $2,200, and contents insurance of $700. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Waterford close to public transport?

The nearest scheduled service to the centre of Waterford is Bethania station, a train stop about 2,752 m away, about a 34 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Waterford?

The closest hospital to the centre of Waterford is Logan Cardiology & Specialist Centre, about 3,806 m away, about a 48 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Waterford?

Within a 2 km walk of the centre of Waterford there are 5 supermarkets, 5 cafes and 30 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Logan City Council 2026-27. Water: Logan City Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.