True annual cost of living in Wisemans Ferry, NSW 2775
Living in a house in Wisemans Ferry costs about $11,244 a year: council rates, water and sewerage, commute and home insurance combined. Wisemans Ferry sits 56.6 kilometres from Sydney CBD. Unit costs reach $11,534, with the $2,100 body corporate levy accounting for the entire difference between the two. At 56.6km, the commute dominates running costs. Drivers pay $3,385 more per year than public transport users.
About $216 a week to run a house here, including estimates
Unit annual cost
$11,534
Incl. body corporate
$961/month
About $222 a week to run a unit here, including estimates
House vs unit difference
+$290
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 The Hills rates
$1,261
Water & sewerage
Official, 2026-27 Sydney Water
$1,548
Driving commute
Modelled, 2026-27 ATO 91c/km · 56.6km from CBD · 192 days
$5,785
Home insurance
Estimated flood High · fire High
$2,650
Body corporate
Estimated
$2,100
Total annual running cost
$11,244
($937/month, $216/week)
Excludes electricity, estimated separately below.
Near The Hills average
SuburbCost affordability score ●●●○○5.3/10 Average
Cheaper to run than 70% of The Hills suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for Wisemans Ferry's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Wisemans Ferry
within a 2 km walk
Nearest stop
Unnamed, 897 m away, about an 11 minute walk. It is a ferry stop.
Supermarkets
0
Cafes
4
Parks
3
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Wisemans Ferry to the CBD?
Public transport saves Wisemans Ferry residents $3,385 per year. Annual commute cost by car is $5,785 versus $2,400 by public transport using the Opal network.
What are the council rates in Wisemans Ferry?
Wisemans Ferry falls under The Hills Council. The average residential rate for 2026-27 is $1,261 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,261 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Wisemans Ferry?
Running a unit in Wisemans Ferry costs approximately $11,534 per year by car or $8,149 by public transport. This includes council rates of $1,261, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $840. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Wisemans Ferry close to public transport?
The nearest scheduled service to the centre of Wisemans Ferry is Unnamed, a ferry stop about 897 m away, about an 11 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What shops and parks are in Wisemans Ferry?
Within a 2 km walk of the centre of Wisemans Ferry there are 0 supermarkets, 4 cafes and 3 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: The Hills rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.