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Map of Woronora Dam
41.4 km from CBD
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True annual cost of living in Woronora Dam, NSW 2508

Living in a house in Woronora Dam costs about $12,667 a year: council rates, water and sewerage, commute and home insurance combined. Woronora Dam sits 41.4 kilometres from Sydney CBD. Unit costs reach $12,807, with the $2,100 body corporate levy accounting for the entire difference between the two. At 41.4km, the commute dominates running costs. Drivers pay $4,350 more per year than public transport users.

Last updated July 2026 · Wollongong Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Costs 24% more to run than the Wollongong average, cheaper than only 9% of suburbs in the region.
The commute is the biggest expense at $6,750, roughly 53% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$12,667
Driving · per year
$1,056/month
Unit annual cost
$12,807
Incl. body corporate
$1,067/month
House vs unit difference
+$140
Unit costs more per year
Annual cost breakdown
Council rates
Wollongong rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,819
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 88c/km · 41.4km from CBD · 192 days
$6,750
Home insurance
Estimated · flood Low · fire High
$2,550
Total annual running cost
$12,667
($1,056/month)
↑ 24% above Wollongong average
SuburbCost affordability score ●○○○○ 2.8/10 Poor
Cheaper to run than 9% of Wollongong suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$2,148/yr
5,238 kWh
Unit
$1,716/yr
3,929 kWh
Estimated from AER residential benchmarks for Woronora Dam's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Woronora Dam with another suburb
Is it cheaper to drive or take public transport from Woronora Dam to the CBD?
Public transport saves Woronora Dam residents $4,350 per year. Annual commute cost by car is $6,750 versus $2,400 by public transport using the Opal network.
What are the council rates in Woronora Dam?
Woronora Dam falls under Wollongong Council. The average residential rate for 2026-27 is $1,819 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,819 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Woronora Dam?
Running a unit in Woronora Dam costs approximately $12,807 per year by car or $8,457 by public transport. This includes council rates of $1,819, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $590. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Wollongong rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.