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22.4 km from CBD
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True annual cost of living in Kirrawee, NSW 2232

Living in a house in Kirrawee costs about $10,765 a year: council rates, water and sewerage, commute and home insurance combined. Kirrawee sits 22.4 kilometres from Sydney CBD. Unit costs reach $11,405, with the $2,300 body corporate levy accounting for the entire difference between the two. At 22.4km from the CBD, transport mode shifts the annual total by $3,050. The gap widens as commute costs rise.

Last updated July 2026 · Sutherland Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Cheaper to run than 92% of Sutherland suburbs, about 7% below the regional average.
The commute is the biggest expense at $5,450, roughly 51% of the annual total.
Switching from driving to public transport saves $3,050 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$10,765
Driving · per year
$897/month
Unit annual cost
$11,405
Incl. body corporate
$950/month
House vs unit difference
+$640
Unit costs more per year
Annual cost breakdown
Council rates
Sutherland rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,617
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 88c/km · 22.4km from CBD · 192 days
$5,450
Home insurance
Estimated · flood Low · fire Medium
$2,150
Total annual running cost
$10,765
($897/month)
↓ 7% below Sutherland average
SuburbCost affordability score ●●●●○ 7.9/10 Good
Cheaper to run than 92% of Sutherland suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$2,148/yr
5,238 kWh
Unit
$1,716/yr
3,929 kWh
Estimated from AER residential benchmarks for Kirrawee's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Kirrawee with another suburb
Is it cheaper to drive or take public transport from Kirrawee to the CBD?
Public transport saves Kirrawee residents $3,050 per year. Annual commute cost by car is $5,450 versus $2,400 by public transport using the Opal network.
What are the council rates in Kirrawee?
Kirrawee falls under Sutherland Council. The average residential rate for 2026-27 is $1,617 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,617 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Kirrawee?
Running a unit in Kirrawee costs approximately $11,405 per year by car or $8,355 by public transport. This includes council rates of $1,617, water and sewerage $1,548, estimated body corporate levy of $2,300, and contents insurance of $490. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Sutherland rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.