Allawah vs Hurstville: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Allawah and Hurstville are both Georges River rates (OLG suburbs, sitting 14.5 km and 14.5 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $0 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Allawah
Hurstville
Annual cost breakdown
| Category | Allawah | Hurstville | Difference |
|---|---|---|---|
| Council rates | $1,447 | $1,447 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $4,012 | $4,012 | - |
| Commute (public transport) | $2,386 | $2,386 | - |
| Home insurance | $1,850 | $1,850 | - |
| Body corporate (unit) | $2,300 | $2,300 | - |
| Total (driving) | $8,857 | $8,857 | - |
| Total (public transport) | $7,231 | $7,231 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Allawah | Hurstville | Difference |
|---|---|---|---|
| House | $2,148 | $2,148 | - |
| Unit | $1,716 | $1,716 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Allawah vs Hurstville (2026-27)
What the numbers show
Allawah and Hurstville cost within $0 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $0, making running cost a minor factor in the decision.
The biggest single gap is council rates at $0 per year.
On public transport the two suburbs cost almost the same, $7,231 and $7,231 a year, so the $0 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Allawah cumulative | Hurstville cumulative | Difference |
|---|---|---|---|
| Year 1 | $8,857 | $8,857 | $0 |
| Year 3 | $27,376 | $27,376 | $0 |
| Year 5 | $47,023 | $47,023 | $0 |
| Year 10 | $101,536 | $101,536 | $0 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Allawah or Hurstville cheaper to live in?
Allawah is cheaper to run by car at $8,857 per year versus $8,857 for Hurstville, a difference of $0 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Allawah and Hurstville?
Annual council rates for a house are $1,447 in Allawah (Georges River rates (OLG) and $1,447 in Hurstville (Georges River rates (OLG). Water and sewerage adds $1,548 in Allawah and $1,548 in Hurstville. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Allawah and Hurstville?
Annual driving commute costs are $4,012 from Allawah and $4,012 from Hurstville to Sydney CBD (ATO 88c/km). Public transport costs $2,386 from Allawah and $2,386 from Hurstville.
What is the 10-year cost difference between Allawah and Hurstville?
At 3% annual cost growth, Allawah costs a cumulative $101,536 and Hurstville costs $101,536 over 10 years by car. The cumulative difference is $0 in favour of Allawah. Excludes purchase price, mortgage, and personal expenses.
Which of Allawah and Hurstville is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Georges River rates (OLG and Georges River rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.