Beverley Park vs Carlton: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Beverley Park and Carlton are both Georges River rates (OLG suburbs, sitting 14.1 km and 14 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Carlton runs $673 a year cheaper than Beverley Park, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $7,716.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Beverley Park
Carlton
Annual cost breakdown
| Category | Beverley Park | Carlton | Difference |
|---|---|---|---|
| Council rates | $1,447 | $1,447 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $4,059 | $4,036 | +$23 |
| Commute (public transport) | $2,386 | $2,386 | - |
| Home insurance | $2,950 | $2,300 | +$650 |
| Body corporate (unit) | $2,300 | $2,300 | - |
| Total (driving) | $10,004 | $9,331 | +$673 |
| Total (public transport) | $8,331 | $7,681 | +$650 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Beverley Park | Carlton | Difference |
|---|---|---|---|
| House | $2,342 | $2,342 | - |
| Unit | $1,909 | $1,909 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Beverley Park vs Carlton (2026-27)
What the numbers show
Carlton costs $673 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $7,716 in favour of Carlton.
The biggest single gap is home insurance at $650 per year. Beverley Park carries high flood risk, which pushes estimated premiums higher.
On public transport the gap is $650 per year, $8,331 from Beverley Park versus $7,681 from Carlton.
Where the difference actually comes from
- Council rates is identical at $1,447 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Carlton by $23 a year, $4,036 against $4,059.
- Building insurance favours Carlton by $650 a year, $2,300 against $2,950.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Flood risk is rated high in Beverley Park against medium in Carlton, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Beverley Park cumulative | Carlton cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,004 | $9,331 | $673 |
| Year 3 | $30,921 | $28,841 | $2,080 |
| Year 5 | $53,113 | $49,540 | $3,573 |
| Year 10 | $114,685 | $106,969 | $7,716 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Beverley Park or Carlton cheaper to live in?
Carlton is cheaper to run by car at $9,331 per year versus $10,004 for Beverley Park, a difference of $673 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Beverley Park and Carlton?
Annual council rates for a house are $1,447 in Beverley Park (Georges River rates (OLG) and $1,447 in Carlton (Georges River rates (OLG). Water and sewerage adds $1,548 in Beverley Park and $1,548 in Carlton. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Beverley Park and Carlton?
Annual driving commute costs are $4,059 from Beverley Park and $4,036 from Carlton to Sydney CBD (ATO 91c/km). Public transport costs $2,386 from Beverley Park and $2,386 from Carlton.
What is the 10-year cost difference between Beverley Park and Carlton?
At 3% annual cost growth, Beverley Park costs a cumulative $114,685 and Carlton costs $106,969 over 10 years by car. The cumulative difference is $7,716 in favour of Carlton. Excludes purchase price, mortgage, and personal expenses.
Which of Beverley Park and Carlton is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Georges River rates (OLG and Georges River rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.