Beverley Park vs Kogarah: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Beverley Park and Kogarah are both Georges River rates (OLG suburbs, sitting 14.1 km and 12.8 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Kogarah runs $302 a year cheaper than Beverley Park, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $3,462.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Beverley Park
Kogarah
Annual cost breakdown
| Category | Beverley Park | Kogarah | Difference |
|---|---|---|---|
| Council rates | $1,447 | $1,447 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $4,059 | $3,757 | +$302 |
| Commute (public transport) | $2,386 | $2,386 | - |
| Home insurance | $2,950 | $2,950 | - |
| Body corporate (unit) | $2,300 | $2,300 | - |
| Total (driving) | $10,004 | $9,702 | +$302 |
| Total (public transport) | $8,331 | $8,331 | - |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Beverley Park | Kogarah | Difference |
|---|---|---|---|
| House | $2,342 | $2,342 | - |
| Unit | $1,909 | $1,909 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Beverley Park vs Kogarah (2026-27)
What the numbers show
Kogarah costs $302 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $3,462 in favour of Kogarah.
The biggest single gap is commute costs at $302 per year. Beverley Park is 14.1 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $8,331 and $8,331 a year, so the $302 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,447 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Kogarah by $302 a year, $3,757 against $4,059.
- Building insurance is identical at $2,950 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
10-year cumulative cost projection
| Year | Beverley Park cumulative | Kogarah cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,004 | $9,702 | $302 |
| Year 3 | $30,921 | $29,988 | $933 |
| Year 5 | $53,113 | $51,509 | $1,604 |
| Year 10 | $114,685 | $111,223 | $3,462 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Beverley Park or Kogarah cheaper to live in?
Kogarah is cheaper to run by car at $9,702 per year versus $10,004 for Beverley Park, a difference of $302 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Beverley Park and Kogarah?
Annual council rates for a house are $1,447 in Beverley Park (Georges River rates (OLG) and $1,447 in Kogarah (Georges River rates (OLG). Water and sewerage adds $1,548 in Beverley Park and $1,548 in Kogarah. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Beverley Park and Kogarah?
Annual driving commute costs are $4,059 from Beverley Park and $3,757 from Kogarah to Sydney CBD (ATO 91c/km). Public transport costs $2,386 from Beverley Park and $2,386 from Kogarah.
What is the 10-year cost difference between Beverley Park and Kogarah?
At 3% annual cost growth, Beverley Park costs a cumulative $114,685 and Kogarah costs $111,223 over 10 years by car. The cumulative difference is $3,462 in favour of Kogarah. Excludes purchase price, mortgage, and personal expenses.
Which of Beverley Park and Kogarah is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Georges River rates (OLG and Georges River rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.