Closeburn vs Mount Samson: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Closeburn and Mount Samson are both Moreton Bay Regional Council suburbs, sitting 22.4 km and 25.9 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $231 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Closeburn
Mount Samson
Annual cost breakdown
| Category | Closeburn | Mount Samson | Difference |
|---|---|---|---|
| Council rates | $1,636 | $1,636 | - |
| Water & sewerage | $2,144 | $2,144 | - |
| Commute (driving) | $5,450 | $5,919 | -$469 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $3,900 | $3,200 | +$700 |
| Body corporate (unit) | $2,500 | $2,600 | -$100 |
| Total (driving) | $13,130 | $12,899 | +$231 |
| Total (public transport) | $7,872 | $7,172 | +$700 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Closeburn | Mount Samson | Difference |
|---|---|---|---|
| House | $1,976 | $1,976 | - |
| Unit | $1,591 | $1,591 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Closeburn vs Mount Samson (2026-27)
What the numbers show
Closeburn and Mount Samson cost within $231 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,648, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $700 per year. Closeburn carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $700 per year, $7,872 from Closeburn versus $7,172 from Mount Samson.
10-year cumulative cost projection
| Year | Closeburn cumulative | Mount Samson cumulative | Difference |
|---|---|---|---|
| Year 1 | $13,130 | $12,899 | $231 |
| Year 3 | $40,584 | $39,870 | $714 |
| Year 5 | $69,709 | $68,483 | $1,226 |
| Year 10 | $150,521 | $147,873 | $2,648 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Closeburn or Mount Samson cheaper to live in?
Mount Samson is cheaper to run by car at $12,899 per year versus $13,130 for Closeburn, a difference of $231 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Closeburn and Mount Samson?
Annual council rates for a house are $1,636 in Closeburn (Moreton Bay Regional Council) and $1,636 in Mount Samson (Moreton Bay Regional Council). Water and sewerage adds $2,144 in Closeburn and $2,144 in Mount Samson. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Closeburn and Mount Samson?
Annual driving commute costs are $5,450 from Closeburn and $5,919 from Mount Samson to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Closeburn and $192 from Mount Samson.
What is the 10-year cost difference between Closeburn and Mount Samson?
At 3% annual cost growth, Closeburn costs a cumulative $150,521 and Mount Samson costs $147,873 over 10 years by car. The cumulative difference is $2,648 in favour of Mount Samson. Excludes purchase price, mortgage, and personal expenses.
Which of Closeburn and Mount Samson is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Moreton Bay Regional Council and Moreton Bay Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.