Closeburn vs Mount Samson, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Closeburn and Mount Samson are both Moreton Bay Regional Council suburbs, sitting 22.4 km and 25.9 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $15 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run.
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Mount Samson
Annual cost breakdown
| Category | Closeburn | Mount Samson | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,309 | $1,309 | - |
| Water & sewerage Official, 2026-27 | $2,144 | $2,144 | - |
| Commute (driving) Modelled, 2026-27 | $5,636 | $6,121 | -$485 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $2,750 | $2,250 | +$500 |
| Body corporate (unit) Estimated | $2,500 | $2,600 | -$100 |
| Total (driving) | $11,839 | $11,824 | +$15 |
| Total (public transport) | $6,395 | $5,895 | +$500 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Closeburn | Mount Samson | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Closeburn vs Mount Samson (2026-27)
What the numbers show
Closeburn and Mount Samson cost within $15 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $172, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $500 per year. Closeburn carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $500 per year, $6,395 from Closeburn versus $5,895 from Mount Samson.
Where the difference actually comes from
- Council rates is identical at $1,309 a year.
- Water and sewerage is identical at $2,144 a year.
- Driving commute favours Closeburn by $485 a year, $5,636 against $6,121.
- Building insurance favours Mount Samson by $500 a year, $2,250 against $2,750.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Flood risk is rated medium in Closeburn against low in Mount Samson, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Closeburn cumulative | Mount Samson cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,839 | $11,824 | $15 |
| Year 3 | $36,593 | $36,547 | $46 |
| Year 5 | $62,855 | $62,775 | $80 |
| Year 10 | $135,721 | $135,549 | $172 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Closeburn or Mount Samson cheaper to live in?
Mount Samson is cheaper to run by car at $11,824 per year versus $11,839 for Closeburn, a difference of $15 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Closeburn and Mount Samson?
Annual council rates for a house are $1,309 in Closeburn (Moreton Bay Regional Council) and $1,309 in Mount Samson (Moreton Bay Regional Council). Water and sewerage adds $2,144 in Closeburn and $2,144 in Mount Samson. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Closeburn and Mount Samson?
Annual driving commute costs are $5,636 from Closeburn and $6,121 from Mount Samson to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Closeburn and $192 from Mount Samson.
What is the 10-year cost difference between Closeburn and Mount Samson?
At 3% annual cost growth, Closeburn costs a cumulative $135,721 and Mount Samson costs $135,549 over 10 years by car. The cumulative difference is $172 in favour of Mount Samson. Excludes purchase price, mortgage, and personal expenses.
Which of Closeburn and Mount Samson suits you better?
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Sources: Moreton Bay Regional Council and Moreton Bay Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.