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25.9 km from CBD
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True annual cost of living in Mount Samson, QLD 4520

Living in a house in Mount Samson costs about $12,899 a year: council rates, water and sewerage, commute and home insurance combined. Mount Samson sits 25.9 kilometres from Brisbane CBD. Unit costs reach $13,034, with the $2,600 body corporate levy accounting for the entire difference between the two. At 25.9km from the CBD, transport mode shifts the annual total by $5,727. The gap widens as commute costs rise.

Last updated July 2026 · Moreton Bay Regional Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Running costs sit near the Moreton Bay Regional Council average, cheaper than 51% of suburbs in the region.
The commute is the biggest expense at $5,919, roughly 46% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$12,899
Driving · per year
$1,075/month
Unit annual cost
$13,034
Incl. body corporate
$1,086/month
House vs unit difference
+$135
Unit costs more per year
Annual cost breakdown
Council rates
Moreton Bay Regional Council 2026-27 · minimum rate
$1,636
Water & sewerage
Unitywater (Moreton Bay) 2026-27
$2,144
Driving commute
ATO 88c/km · 25.9km from CBD · 192 days
$5,919
Home insurance
Estimated · flood Low · fire High
$3,200
Total annual running cost
$12,899
($1,075/month)
Near Moreton Bay Regional Council average
SuburbCost affordability score ●●●○○ 5.0/10 Average
Cheaper to run than 51% of Moreton Bay Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$1,976/yr
5,126 kWh
Unit
$1,591/yr
3,845 kWh
Estimated from AER residential benchmarks for Mount Samson's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Mount Samson with another suburb
Is it cheaper to drive or take public transport from Mount Samson to the CBD?
Public transport saves Mount Samson residents $5,727 per year. Annual commute cost by car is $5,919 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Mount Samson?
Mount Samson falls under Moreton Bay Regional Council. The minimum residential general rate for 2026-27 is $1,636 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,651 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Mount Samson?
Running a unit in Mount Samson costs approximately $13,034 per year by car or $7,307 by public transport. This includes council rates of $1,651, water and sewerage $2,144, estimated body corporate levy of $2,600, and contents insurance of $720. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Moreton Bay Regional Council 2026-27. Water: Unitywater (Moreton Bay) 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.