Gilead vs Menangle Park: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Gilead and Menangle Park are both Campbelltown rates (OLG suburbs, sitting 49.2 km and 48.6 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $45 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Gilead
Menangle Park
Annual cost breakdown
| Category | Gilead | Menangle Park | Difference |
|---|---|---|---|
| Council rates | $1,497 | $1,497 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $6,401 | $6,446 | -$45 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,150 | $2,150 | - |
| Body corporate (unit) | $2,100 | $2,100 | - |
| Total (driving) | $11,596 | $11,641 | -$45 |
| Total (public transport) | $7,595 | $7,595 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Gilead | Menangle Park | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Gilead vs Menangle Park (2026-27)
What the numbers show
Gilead and Menangle Park cost within $45 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $516, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $45 per year. Gilead is 49.2 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $7,595 and $7,595 a year, so the $45 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Gilead cumulative | Menangle Park cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,596 | $11,641 | $45 |
| Year 3 | $35,842 | $35,981 | $139 |
| Year 5 | $61,565 | $61,804 | $239 |
| Year 10 | $132,935 | $133,451 | $516 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Gilead or Menangle Park cheaper to live in?
Gilead is cheaper to run by car at $11,596 per year versus $11,641 for Menangle Park, a difference of $45 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Gilead and Menangle Park?
Annual council rates for a house are $1,497 in Gilead (Campbelltown rates (OLG) and $1,497 in Menangle Park (Campbelltown rates (OLG). Water and sewerage adds $1,548 in Gilead and $1,548 in Menangle Park. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Gilead and Menangle Park?
Annual driving commute costs are $6,401 from Gilead and $6,446 from Menangle Park to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Gilead and $2,400 from Menangle Park.
What is the 10-year cost difference between Gilead and Menangle Park?
At 3% annual cost growth, Gilead costs a cumulative $132,935 and Menangle Park costs $133,451 over 10 years by car. The cumulative difference is $516 in favour of Gilead. Excludes purchase price, mortgage, and personal expenses.
Which of Gilead and Menangle Park is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Campbelltown rates (OLG and Campbelltown rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.