Gilead vs Menangle Park, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Gilead and Menangle Park are both Campbelltown rates (OLG suburbs, sitting 49.2 km and 48.6 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $47 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run.
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Menangle Park
Annual cost breakdown
| Category | Gilead | Menangle Park | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,497 | $1,497 | - |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $6,619 | $6,666 | -$47 |
| Commute (public transport) Modelled, 2026-27 | $2,400 | $2,400 | - |
| Home insurance Estimated | $1,850 | $1,850 | - |
| Body corporate (unit) Estimated | $2,100 | $2,100 | - |
| Total (driving) | $11,514 | $11,561 | -$47 |
| Total (public transport) | $7,295 | $7,295 | - |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Gilead | Menangle Park | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Gilead vs Menangle Park (2026-27)
What the numbers show
Gilead and Menangle Park cost within $47 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $539, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $47 per year. Gilead is 49.2 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $7,295 and $7,295 a year, so the $47 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,497 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Gilead by $47 a year, $6,619 against $6,666.
- Building insurance is identical at $1,850 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
10-year cumulative cost projection
| Year | Gilead cumulative | Menangle Park cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,514 | $11,561 | $47 |
| Year 3 | $35,589 | $35,734 | $145 |
| Year 5 | $61,129 | $61,379 | $250 |
| Year 10 | $131,995 | $132,534 | $539 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Gilead or Menangle Park cheaper to live in?
Gilead is cheaper to run by car at $11,514 per year versus $11,561 for Menangle Park, a difference of $47 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Gilead and Menangle Park?
Annual council rates for a house are $1,497 in Gilead (Campbelltown rates (OLG) and $1,497 in Menangle Park (Campbelltown rates (OLG). Water and sewerage adds $1,548 in Gilead and $1,548 in Menangle Park. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Gilead and Menangle Park?
Annual driving commute costs are $6,619 from Gilead and $6,666 from Menangle Park to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Gilead and $2,400 from Menangle Park.
What is the 10-year cost difference between Gilead and Menangle Park?
At 3% annual cost growth, Gilead costs a cumulative $131,995 and Menangle Park costs $132,534 over 10 years by car. The cumulative difference is $539 in favour of Gilead. Excludes purchase price, mortgage, and personal expenses.
Which of Gilead and Menangle Park suits you better?
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Sources: Campbelltown rates (OLG and Campbelltown rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.