Compare suburbs Suburbs Council rates Cost of living calculator Electricity calculator About Blog
Map of Gilead
49.2 km from CBD
Home  ·  Suburbs  ·  Gilead

True annual cost of living in Gilead, NSW 2560

Living in a house in Gilead costs about $11,814 a year: council rates, water and sewerage, commute and home insurance combined. Gilead sits 49.2 kilometres from Sydney CBD. Unit costs reach $12,254, with the $2,100 body corporate levy accounting for the entire difference between the two. At 49.2km, the commute dominates running costs. Drivers pay $4,219 more per year than public transport users.

Last updated July 2026 · Campbelltown Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Campbelltown average, cheaper than 86% of suburbs in the region.
The commute is the biggest expense at $6,619, roughly 56% of the annual total.
Switching from driving to public transport saves $4,219 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$11,814
Driving · per year
$985/month
Unit annual cost
$12,254
Incl. body corporate
$1,021/month
House vs unit difference
+$440
Unit costs more per year

Annual cost breakdown

Council rates
Campbelltown rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,497
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 49.2km from CBD · 192 days
$6,619
Home insurance
Estimated · flood Low · fire Medium
$2,150
Total annual running cost
$11,814
($985/month)
Near Campbelltown average
SuburbCost affordability score ●●●●○ 7.0/10 Good
Cheaper to run than 86% of Campbelltown suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for Gilead's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Gilead

within a 2 km walk
Nearest stop
Menangle, 2,931 m away, about a 37 minute walk. It is a train stop.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Gilead with another suburb

Frequently asked questions about Gilead

Is it cheaper to drive or take public transport from Gilead to the CBD?

Public transport saves Gilead residents $4,219 per year. Annual commute cost by car is $6,619 versus $2,400 by public transport using the Opal network.

What are the council rates in Gilead?

Gilead falls under Campbelltown Council. The average residential rate for 2026-27 is $1,497 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,497 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Gilead?

Running a unit in Gilead costs approximately $12,254 per year by car or $8,035 by public transport. This includes council rates of $1,497, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $490. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Gilead close to public transport?

The nearest scheduled service to the centre of Gilead is Menangle, a train stop about 2,931 m away, about a 37 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What shops and parks are in Gilead?

Within a 2 km walk of the centre of Gilead there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

Compare up to five suburbs.

Free 5-page PDF report. Enter your suburbs below.

Included:
Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
Crime risk ratings
AI suburb recommendations
Up to 5 suburbs, side by side
I'm looking at a
When are you planning to buy or move?
We'll never share your email. Unsubscribe anytime.
Opening your report…
Your report is opening in a new tab. Check your inbox if it doesn't appear within a minute.
Data sources: Council rates: Campbelltown rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.