Glen Alpine vs Mount Annan, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Glen Alpine (Campbelltown rates (OLG) and Mount Annan (Camden rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (46.5 km and 47.5 km).
The two sit within $265 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years the gap between these two is about $3,000, about $6 a week, and most of it is the AI-estimated insurance line.
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Mount Annan
Annual cost breakdown
| Category | Glen Alpine | Mount Annan | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,497 | $1,573 | -$76 |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $6,804 | $6,743 | +$61 |
| Commute (public transport) Modelled, 2026-27 | $2,400 | $2,400 | - |
| Home insurance Estimated | $1,600 | $1,850 | -$250 |
| Body corporate (unit) Estimated | $2,100 | $2,100 | - |
| Total (driving) | $11,449 | $11,714 | -$265 |
| Total (public transport) | $7,045 | $7,371 | -$326 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Glen Alpine | Mount Annan | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Glen Alpine vs Mount Annan (2026-27)
What the numbers show
Glen Alpine and Mount Annan differ by $265 a year by car, but $250 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $15, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $250 per year.
On public transport the gap is $326 per year, $7,045 from Glen Alpine versus $7,371 from Mount Annan.
Where the difference actually comes from
- Council rates favours Glen Alpine by $76 a year, $1,497 against $1,573.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Mount Annan by $61 a year, $6,743 against $6,804.
- Building insurance favours Glen Alpine by $250 a year, $1,600 against $1,850.
They sit in different council areas, so the rates line is set by two different councils. For NSW that figure is the average residential rate reported to the Office of Local Government, uplifted by that council's IPART rate peg.
Fire risk is rated medium in Mount Annan against low in Glen Alpine, which feeds the insurance estimate. The catchment state school scores 6.1 in Mount Annan against 4.6 in Glen Alpine, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Glen Alpine cumulative | Mount Annan cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,449 | $11,714 | $265 |
| Year 3 | $35,388 | $36,207 | $819 |
| Year 5 | $60,784 | $62,191 | $1,407 |
| Year 10 | $131,250 | $134,288 | $3,038 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Glen Alpine or Mount Annan cheaper to live in?
Neither is named cheaper. Glen Alpine runs $11,449 a year by car and Mount Annan $11,714, but most of the $265 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $15. Source: SuburbCost 2026 data.
What are council rates in Glen Alpine and Mount Annan?
Annual council rates for a house are $1,497 in Glen Alpine (Campbelltown rates (OLG) and $1,573 in Mount Annan (Camden rates (OLG). Water and sewerage adds $1,548 in Glen Alpine and $1,548 in Mount Annan. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Glen Alpine and Mount Annan?
Annual driving commute costs are $6,804 from Glen Alpine and $6,743 from Mount Annan to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Glen Alpine and $2,400 from Mount Annan.
What is the 10-year cost difference between Glen Alpine and Mount Annan?
At 3% annual cost growth, Glen Alpine costs a cumulative $131,250 and Mount Annan costs $134,288 over 10 years by car. The cumulative difference is $3,038 in favour of Glen Alpine. Excludes purchase price, mortgage, and personal expenses.
Which of Glen Alpine and Mount Annan suits you better?
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Related comparisons
Sources: Campbelltown rates (OLG and Camden rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.