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47.5 km from CBD
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True annual cost of living in Mount Annan, NSW 2567

Living in a house in Mount Annan costs about $12,014 a year: council rates, water and sewerage, commute and home insurance combined. Mount Annan sits 47.5 kilometres from Sydney CBD. Unit costs reach $12,454, with the $2,100 body corporate levy accounting for the entire difference between the two. At 47.5km, the commute dominates running costs. Drivers pay $4,343 more per year than public transport users.

Last updated July 2026 · Camden Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Camden average, cheaper than 19% of suburbs in the region.
The commute is the biggest expense at $6,743, roughly 56% of the annual total.
Switching from driving to public transport saves $4,343 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$12,014
Driving · per year
$1,001/month
Unit annual cost
$12,454
Incl. body corporate
$1,038/month
House vs unit difference
+$440
Unit costs more per year

Annual cost breakdown

Council rates
Camden rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,573
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 47.5km from CBD · 192 days
$6,743
Home insurance
Estimated · flood Low · fire Medium
$2,150
Total annual running cost
$12,014
($1,001/month)
Near Camden average
SuburbCost affordability score ●●○○○ 4.0/10 Poor
Cheaper to run than 19% of Camden suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for Mount Annan's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Mount Annan

within a 2 km walk
Nearest stop
Menangle Park, 3,818 m away, about a 48 minute walk. It is a train stop.
Nearest hospital
Camden Surgical Hospital, 4,030 m away, about a 50 minute walk.
Supermarkets
0
Cafes
1
Parks
29
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Mount Annan

Is it cheaper to drive or take public transport from Mount Annan to the CBD?

Public transport saves Mount Annan residents $4,343 per year. Annual commute cost by car is $6,743 versus $2,400 by public transport using the Opal network.

What are the council rates in Mount Annan?

Mount Annan falls under Camden Council. The average residential rate for 2026-27 is $1,573 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,573 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Mount Annan?

Running a unit in Mount Annan costs approximately $12,454 per year by car or $8,111 by public transport. This includes council rates of $1,573, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $490. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Mount Annan close to public transport?

The nearest scheduled service to the centre of Mount Annan is Menangle Park, a train stop about 3,818 m away, about a 48 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Mount Annan?

The closest hospital to the centre of Mount Annan is Camden Surgical Hospital, about 4,030 m away, about a 50 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Mount Annan?

Within a 2 km walk of the centre of Mount Annan there are 0 supermarkets, 1 cafe and 29 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Camden rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.