Glenfield Park vs Tolland: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Glenfield Park and Tolland are both Wagga Wagga rates (OLG suburbs, sitting 3.9 km and 4.2 km from Wagga Wagga CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Tolland runs $355 a year cheaper than Glenfield Park, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $4,070.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Glenfield Park
Tolland
Annual cost breakdown
| Category | Glenfield Park | Tolland | Difference |
|---|---|---|---|
| Council rates | $1,294 | $1,294 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $1,296 | $1,391 | -$95 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,150 | $1,700 | +$450 |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $6,040 | $5,685 | +$355 |
| Total (public transport) | $7,144 | $6,694 | +$450 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Glenfield Park | Tolland | Difference |
|---|---|---|---|
| House | $3,150 | $3,150 | - |
| Unit | $2,611 | $2,611 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Glenfield Park vs Tolland (2026-27)
What the numbers show
Tolland costs $355 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $4,070 in favour of Tolland.
The biggest single gap is home insurance at $450 per year. Glenfield Park carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $450 per year, $7,144 from Glenfield Park versus $6,694 from Tolland.
Where the difference actually comes from
- Council rates is identical at $1,294 a year.
- Water and sewerage is identical at $1,300 a year.
- Driving commute favours Glenfield Park by $95 a year, $1,296 against $1,391.
- Building insurance favours Tolland by $450 a year, $1,700 against $2,150.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Flood risk is rated medium in Glenfield Park against low in Tolland, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Glenfield Park cumulative | Tolland cumulative | Difference |
|---|---|---|---|
| Year 1 | $6,040 | $5,685 | $355 |
| Year 3 | $18,669 | $17,572 | $1,097 |
| Year 5 | $32,067 | $30,182 | $1,885 |
| Year 10 | $69,242 | $65,172 | $4,070 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Glenfield Park or Tolland cheaper to live in?
Tolland is cheaper to run by car at $5,685 per year versus $6,040 for Glenfield Park, a difference of $355 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Glenfield Park and Tolland?
Annual council rates for a house are $1,294 in Glenfield Park (Wagga Wagga rates (OLG) and $1,294 in Tolland (Wagga Wagga rates (OLG). Water and sewerage adds $1,300 in Glenfield Park and $1,300 in Tolland. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Glenfield Park and Tolland?
Annual driving commute costs are $1,296 from Glenfield Park and $1,391 from Tolland to Wagga Wagga CBD (ATO 91c/km). Public transport costs $2,400 from Glenfield Park and $2,400 from Tolland.
What is the 10-year cost difference between Glenfield Park and Tolland?
At 3% annual cost growth, Glenfield Park costs a cumulative $69,242 and Tolland costs $65,172 over 10 years by car. The cumulative difference is $4,070 in favour of Tolland. Excludes purchase price, mortgage, and personal expenses.
Which of Glenfield Park and Tolland is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Wagga Wagga rates (OLG and Wagga Wagga rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.