Glenfield Park vs Tolland, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Glenfield Park and Tolland are both Wagga Wagga rates (OLG suburbs, sitting 3.9 km and 4.2 km from Wagga Wagga CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Tolland runs $305 a year cheaper than Glenfield Park, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $3,496.
Over 10 years the gap between these two is about $3,500, about $7 a week, and most of it is the AI-estimated insurance line.
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Tolland
Annual cost breakdown
| Category | Glenfield Park | Tolland | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,294 | $1,294 | - |
| Water & sewerage Estimated | $1,300 | $1,300 | - |
| Commute (driving) Modelled, 2026-27 | $1,296 | $1,391 | -$95 |
| Commute (public transport) Modelled, 2026-27 | $1,296 | $1,391 | -$95 |
| Home insurance Estimated | $1,950 | $1,550 | +$400 |
| Body corporate (unit) Estimated | $1,500 | $1,500 | - |
| Total (driving) | $5,840 | $5,535 | +$305 |
| Total (public transport) | $5,840 | $5,535 | +$305 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Glenfield Park | Tolland | Difference |
|---|---|---|---|
| House | $3,150 | $3,150 | - |
| Unit | $2,611 | $2,611 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Glenfield Park vs Tolland (2026-27)
What the numbers show
Glenfield Park and Tolland differ by $305 a year by car, but $400 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $95, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $400 per year. Glenfield Park carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $305 per year, $5,840 from Glenfield Park versus $5,535 from Tolland.
Where the difference actually comes from
- Council rates is identical at $1,294 a year.
- Water and sewerage is identical at $1,300 a year.
- Driving commute favours Glenfield Park by $95 a year, $1,296 against $1,391.
- Building insurance favours Tolland by $400 a year, $1,550 against $1,950.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Flood risk is rated medium in Glenfield Park against low in Tolland, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Glenfield Park cumulative | Tolland cumulative | Difference |
|---|---|---|---|
| Year 1 | $5,840 | $5,535 | $305 |
| Year 3 | $18,051 | $17,108 | $943 |
| Year 5 | $31,005 | $29,386 | $1,619 |
| Year 10 | $66,949 | $63,453 | $3,496 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Glenfield Park or Tolland cheaper to live in?
Neither is named cheaper. Glenfield Park runs $5,840 a year by car and Tolland $5,535, but most of the $305 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $95. Source: SuburbCost 2026 data.
What are council rates in Glenfield Park and Tolland?
Annual council rates for a house are $1,294 in Glenfield Park (Wagga Wagga rates (OLG) and $1,294 in Tolland (Wagga Wagga rates (OLG). Water and sewerage adds $1,300 in Glenfield Park and $1,300 in Tolland. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Glenfield Park and Tolland?
Annual driving commute costs are $1,296 from Glenfield Park and $1,391 from Tolland to Wagga Wagga CBD (ATO 91c/km). No daily public transport commute is assumed from either suburb, so both are costed by car.
What is the 10-year cost difference between Glenfield Park and Tolland?
At 3% annual cost growth, Glenfield Park costs a cumulative $66,949 and Tolland costs $63,453 over 10 years by car. The cumulative difference is $3,496 in favour of Tolland. Excludes purchase price, mortgage, and personal expenses.
Which of Glenfield Park and Tolland suits you better?
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Sources: Wagga Wagga rates (OLG and Wagga Wagga rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.