Henley vs Huntleys Point: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Henley and Huntleys Point are both Hunters Hill rates (OLG suburbs, sitting 7.3 km and 6.7 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $173 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Henley
Huntleys Point
Annual cost breakdown
| Category | Henley | Huntleys Point | Difference |
|---|---|---|---|
| Council rates | $2,446 | $2,446 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $2,318 | $2,145 | +$173 |
| Commute (public transport) | $1,920 | $1,920 | - |
| Home insurance | $2,950 | $2,950 | - |
| Body corporate (unit) | $2,600 | $2,600 | - |
| Total (driving) | $9,262 | $9,089 | +$173 |
| Total (public transport) | $8,864 | $8,864 | - |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Henley | Huntleys Point | Difference |
|---|---|---|---|
| House | $2,342 | $2,342 | - |
| Unit | $1,909 | $1,909 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Henley vs Huntleys Point (2026-27)
What the numbers show
Henley and Huntleys Point cost within $173 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,983, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $173 per year. Henley is 7.3 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $8,864 and $8,864 a year, so the $173 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $2,446 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Huntleys Point by $173 a year, $2,145 against $2,318.
- Building insurance is identical at $2,950 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
10-year cumulative cost projection
| Year | Henley cumulative | Huntleys Point cumulative | Difference |
|---|---|---|---|
| Year 1 | $9,262 | $9,089 | $173 |
| Year 3 | $28,628 | $28,093 | $535 |
| Year 5 | $49,173 | $48,255 | $918 |
| Year 10 | $106,178 | $104,195 | $1,983 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Henley or Huntleys Point cheaper to live in?
Huntleys Point is cheaper to run by car at $9,089 per year versus $9,262 for Henley, a difference of $173 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Henley and Huntleys Point?
Annual council rates for a house are $2,446 in Henley (Hunters Hill rates (OLG) and $2,446 in Huntleys Point (Hunters Hill rates (OLG). Water and sewerage adds $1,548 in Henley and $1,548 in Huntleys Point. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Henley and Huntleys Point?
Annual driving commute costs are $2,318 from Henley and $2,145 from Huntleys Point to Sydney CBD (ATO 91c/km). Public transport costs $1,920 from Henley and $1,920 from Huntleys Point.
What is the 10-year cost difference between Henley and Huntleys Point?
At 3% annual cost growth, Henley costs a cumulative $106,178 and Huntleys Point costs $104,195 over 10 years by car. The cumulative difference is $1,983 in favour of Huntleys Point. Excludes purchase price, mortgage, and personal expenses.
Which of Henley and Huntleys Point is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Hunters Hill rates (OLG and Hunters Hill rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.