Jaggan vs Tarzali, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Jaggan and Tarzali are both Tablelands Regional Council suburbs, sitting 58.8 km and 61.1 km from Cairns CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Tarzali runs $400 a year cheaper than Jaggan, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $4,585.
Over 10 years, Tarzali costs about $4,600 less to run than Jaggan. That's about $9 a week.
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Tarzali
Annual cost breakdown
| Category | Jaggan | Tarzali | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,189 | $1,189 | - |
| Water & sewerage Estimated stand-in | $1,765 | $1,765 | - |
| Commute (driving) Modelled, 2026-27 | $5,444 | $5,044 | +$400 |
| Commute (public transport) Modelled, 2026-27 | $5,444 | $5,044 | +$400 |
| Home insurance Estimated | $2,450 | $2,450 | - |
| Body corporate (unit) Estimated | $1,600 | $1,400 | +$200 |
| Total (driving) | $10,848 | $10,448 | +$400 |
| Total (public transport) | $10,848 | $10,448 | +$400 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Jaggan's water charge is Cairns Regional Council Water & Sewerage's, standing in until its own council's schedule is loaded. Tarzali's water charge is Cairns Regional Council Water & Sewerage's, standing in until its own council's schedule is loaded. Council rates: minimum residential general rate (QLD).
| Dwelling | Jaggan | Tarzali | Difference |
|---|---|---|---|
| House | $2,373 | $2,373 | - |
| Unit | $1,945 | $1,945 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Jaggan vs Tarzali (2026-27)
What the numbers show
Tarzali costs $400 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $4,585 in favour of Tarzali.
The biggest single gap is commute costs at $400 per year. Tarzali is 61.1 km from Cairns CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the gap is $400 per year, $10,848 from Jaggan versus $10,448 from Tarzali.
Where the difference actually comes from
- Council rates is identical at $1,189 a year.
- Water and sewerage is identical at $1,765 a year.
- Driving commute favours Tarzali by $400 a year, $5,044 against $5,444.
- Building insurance is identical at $2,450 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
The catchment state school scores 6 in Jaggan against 2.8 in Tarzali, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Jaggan cumulative | Tarzali cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,848 | $10,448 | $400 |
| Year 3 | $33,530 | $32,294 | $1,236 |
| Year 5 | $57,594 | $55,470 | $2,124 |
| Year 10 | $124,360 | $119,775 | $4,585 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Jaggan or Tarzali cheaper to live in?
Tarzali is cheaper to run by car at $10,448 per year versus $10,848 for Jaggan, a difference of $400 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Jaggan and Tarzali?
Annual council rates for a house are $1,189 in Jaggan (Tablelands Regional Council) and $1,189 in Tarzali (Tablelands Regional Council). Water and sewerage adds $1,765 in Jaggan and $1,765 in Tarzali. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Jaggan and Tarzali?
Annual driving commute costs are $5,444 from Jaggan and $5,044 from Tarzali to Cairns CBD (ATO 91c/km). No daily public transport commute is assumed from either suburb, so both are costed by car.
What is the 10-year cost difference between Jaggan and Tarzali?
At 3% annual cost growth, Jaggan costs a cumulative $124,360 and Tarzali costs $119,775 over 10 years by car. The cumulative difference is $4,585 in favour of Tarzali. Excludes purchase price, mortgage, and personal expenses.
Which of Jaggan and Tarzali suits you better?
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Sources: Tablelands Regional Council and Tablelands Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.