Kentlyn vs Minto Heights: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Kentlyn and Minto Heights are both Campbelltown rates (OLG suburbs, sitting 38.5 km and 36.1 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $55 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Kentlyn
Minto Heights
Annual cost breakdown
| Category | Kentlyn | Minto Heights | Difference |
|---|---|---|---|
| Council rates | $1,497 | $1,497 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $6,749 | $6,694 | +$55 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,550 | $2,550 | - |
| Body corporate (unit) | $2,100 | $2,100 | - |
| Total (driving) | $12,344 | $12,289 | +$55 |
| Total (public transport) | $7,995 | $7,995 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Kentlyn | Minto Heights | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Kentlyn vs Minto Heights (2026-27)
What the numbers show
Kentlyn and Minto Heights cost within $55 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $630, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $55 per year. Kentlyn is 38.5 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $7,995 and $7,995 a year, so the $55 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Kentlyn cumulative | Minto Heights cumulative | Difference |
|---|---|---|---|
| Year 1 | $12,344 | $12,289 | $55 |
| Year 3 | $38,154 | $37,984 | $170 |
| Year 5 | $65,536 | $65,244 | $292 |
| Year 10 | $141,510 | $140,880 | $630 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Kentlyn or Minto Heights cheaper to live in?
Minto Heights is cheaper to run by car at $12,289 per year versus $12,344 for Kentlyn, a difference of $55 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Kentlyn and Minto Heights?
Annual council rates for a house are $1,497 in Kentlyn (Campbelltown rates (OLG) and $1,497 in Minto Heights (Campbelltown rates (OLG). Water and sewerage adds $1,548 in Kentlyn and $1,548 in Minto Heights. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Kentlyn and Minto Heights?
Annual driving commute costs are $6,749 from Kentlyn and $6,694 from Minto Heights to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Kentlyn and $2,400 from Minto Heights.
What is the 10-year cost difference between Kentlyn and Minto Heights?
At 3% annual cost growth, Kentlyn costs a cumulative $141,510 and Minto Heights costs $140,880 over 10 years by car. The cumulative difference is $630 in favour of Minto Heights. Excludes purchase price, mortgage, and personal expenses.
Which of Kentlyn and Minto Heights is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Campbelltown rates (OLG and Campbelltown rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.