True annual cost of living in Minto Heights, NSW 2566
Living in a house in Minto Heights costs about $12,517 a year: council rates, water and sewerage, commute and home insurance combined. Minto Heights sits 36.1 kilometres from Sydney CBD. Unit costs reach $12,657, with the $2,100 body corporate levy accounting for the entire difference between the two. At 36.1km, the commute dominates running costs. Drivers pay $4,522 more per year than public transport users.
Cheaper to run than 11% of Campbelltown suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for Minto Heights's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Minto Heights
within a 2 km walk
Nearest stop
Minto, 3,433 m away, about a 43 minute walk. It is a train stop.
Supermarkets
0
Cafes
0
Parks
2
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Minto Heights to the CBD?
Public transport saves Minto Heights residents $4,522 per year. Annual commute cost by car is $6,922 versus $2,400 by public transport using the Opal network.
What are the council rates in Minto Heights?
Minto Heights falls under Campbelltown Council. The average residential rate for 2026-27 is $1,497 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,497 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Minto Heights?
Running a unit in Minto Heights costs approximately $12,657 per year by car or $8,135 by public transport. This includes council rates of $1,497, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $590. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Minto Heights close to public transport?
The nearest scheduled service to the centre of Minto Heights is Minto, a train stop about 3,433 m away, about a 43 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What shops and parks are in Minto Heights?
Within a 2 km walk of the centre of Minto Heights there are 0 supermarkets, 0 cafes and 2 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Campbelltown rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.