Llandilo vs Ropes Crossing: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Llandilo (Penrith rates (OLG) and Ropes Crossing (Blacktown City Council rates (IPART approved SRV, 11.54% adopted for) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (44.9 km and 42.6 km).
The two sit within $221 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Llandilo
Ropes Crossing
Annual cost breakdown
| Category | Llandilo | Ropes Crossing | Difference |
|---|---|---|---|
| Council rates | $1,604 | $1,360 | +$244 |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $6,657 | $6,730 | -$73 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,600 | $2,550 | +$50 |
| Body corporate (unit) | $2,100 | $2,100 | - |
| Total (driving) | $12,409 | $12,188 | +$221 |
| Total (public transport) | $8,152 | $7,858 | +$294 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Llandilo | Ropes Crossing | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Llandilo vs Ropes Crossing (2026-27)
What the numbers show
Llandilo and Ropes Crossing cost within $221 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,533, making running cost a minor factor in the decision.
The biggest single gap is council rates at $244 per year.
On public transport the gap is $294 per year, $8,152 from Llandilo versus $7,858 from Ropes Crossing.
10-year cumulative cost projection
| Year | Llandilo cumulative | Ropes Crossing cumulative | Difference |
|---|---|---|---|
| Year 1 | $12,409 | $12,188 | $221 |
| Year 3 | $38,355 | $37,672 | $683 |
| Year 5 | $65,881 | $64,708 | $1,173 |
| Year 10 | $142,255 | $139,722 | $2,533 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Llandilo or Ropes Crossing cheaper to live in?
Ropes Crossing is cheaper to run by car at $12,188 per year versus $12,409 for Llandilo, a difference of $221 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Llandilo and Ropes Crossing?
Annual council rates for a house are $1,604 in Llandilo (Penrith rates (OLG) and $1,360 in Ropes Crossing (Blacktown City Council rates (IPART approved SRV, 11.54% adopted for). Water and sewerage adds $1,548 in Llandilo and $1,548 in Ropes Crossing. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Llandilo and Ropes Crossing?
Annual driving commute costs are $6,657 from Llandilo and $6,730 from Ropes Crossing to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Llandilo and $2,400 from Ropes Crossing.
What is the 10-year cost difference between Llandilo and Ropes Crossing?
At 3% annual cost growth, Llandilo costs a cumulative $142,255 and Ropes Crossing costs $139,722 over 10 years by car. The cumulative difference is $2,533 in favour of Ropes Crossing. Excludes purchase price, mortgage, and personal expenses.
Which of Llandilo and Ropes Crossing is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Penrith rates (OLG and Blacktown City Council rates (IPART approved SRV, 11.54% adopted for rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.