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44.9 km from CBD
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True annual cost of living in Llandilo, NSW 2747

Living in a house in Llandilo costs about $12,636 a year: council rates, water and sewerage, commute and home insurance combined. Llandilo sits 44.9 kilometres from Sydney CBD. Unit costs reach $12,736, with the $2,100 body corporate levy accounting for the entire difference between the two. At 44.9km, the commute dominates running costs. Drivers pay $4,484 more per year than public transport users.

Last updated July 2026 · Penrith Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Penrith average, cheaper than 18% of suburbs in the region.
The commute is the biggest expense at $6,884, roughly 54% of the annual total.
Switching from driving to public transport saves $4,484 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$12,636
Driving · per year
$1,053/month
Unit annual cost
$12,736
Incl. body corporate
$1,061/month
House vs unit difference
+$100
Unit costs more per year

Annual cost breakdown

Council rates
Penrith rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,604
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 44.9km from CBD · 192 days
$6,884
Home insurance
Estimated · flood Medium · fire Medium
$2,600
Total annual running cost
$12,636
($1,053/month)
Near Penrith average
SuburbCost affordability score ●●○○○ 3.6/10 Poor
Cheaper to run than 18% of Penrith suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for Llandilo's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Llandilo

within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
1
Cafes
0
Parks
1
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Llandilo

Is it cheaper to drive or take public transport from Llandilo to the CBD?

Public transport saves Llandilo residents $4,484 per year. Annual commute cost by car is $6,884 versus $2,400 by public transport using the Opal network.

What are the council rates in Llandilo?

Llandilo falls under Penrith Council. The average residential rate for 2026-27 is $1,604 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,604 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Llandilo?

Running a unit in Llandilo costs approximately $12,736 per year by car or $8,252 by public transport. This includes council rates of $1,604, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $600. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Llandilo close to public transport?

No scheduled public transport stop was found within a 2 km walk of the centre of Llandilo. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.

What shops and parks are in Llandilo?

Within a 2 km walk of the centre of Llandilo there is 1 supermarket, 0 cafes and 1 park. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Penrith rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.