Llandilo vs Shanes Park: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Llandilo (Penrith rates (OLG) and Shanes Park (Blacktown City Council rates (IPART approved SRV, 11.54% adopted for) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (44.9 km and 43.9 km).
The two sit within $193 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Llandilo
Shanes Park
Annual cost breakdown
| Category | Llandilo | Shanes Park | Difference |
|---|---|---|---|
| Council rates | $1,604 | $1,360 | +$244 |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $6,657 | $6,694 | -$37 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,600 | $3,000 | -$400 |
| Body corporate (unit) | $2,100 | $2,100 | - |
| Total (driving) | $12,409 | $12,602 | -$193 |
| Total (public transport) | $8,152 | $8,308 | -$156 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Llandilo | Shanes Park | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Llandilo vs Shanes Park (2026-27)
What the numbers show
Llandilo and Shanes Park cost within $193 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,213, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $400 per year. Shanes Park carries medium flood risk, which pushes estimated premiums higher.
On public transport the two suburbs cost almost the same, $8,152 and $8,308 a year, so the $193 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Llandilo cumulative | Shanes Park cumulative | Difference |
|---|---|---|---|
| Year 1 | $12,409 | $12,602 | $193 |
| Year 3 | $38,355 | $38,952 | $597 |
| Year 5 | $65,881 | $66,906 | $1,025 |
| Year 10 | $142,255 | $144,468 | $2,213 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Llandilo or Shanes Park cheaper to live in?
Llandilo is cheaper to run by car at $12,409 per year versus $12,602 for Shanes Park, a difference of $193 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Llandilo and Shanes Park?
Annual council rates for a house are $1,604 in Llandilo (Penrith rates (OLG) and $1,360 in Shanes Park (Blacktown City Council rates (IPART approved SRV, 11.54% adopted for). Water and sewerage adds $1,548 in Llandilo and $1,548 in Shanes Park. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Llandilo and Shanes Park?
Annual driving commute costs are $6,657 from Llandilo and $6,694 from Shanes Park to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Llandilo and $2,400 from Shanes Park.
What is the 10-year cost difference between Llandilo and Shanes Park?
At 3% annual cost growth, Llandilo costs a cumulative $142,255 and Shanes Park costs $144,468 over 10 years by car. The cumulative difference is $2,213 in favour of Llandilo. Excludes purchase price, mortgage, and personal expenses.
Which of Llandilo and Shanes Park is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Penrith rates (OLG and Blacktown City Council rates (IPART approved SRV, 11.54% adopted for rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.