Oakville vs Scheyville: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Oakville and Scheyville are both Hawkesbury City Council rates (IPART approved SRV, 8.66% in suburbs, sitting 41.9 km and 42.2 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $55 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Oakville
Scheyville
Annual cost breakdown
| Category | Oakville | Scheyville | Difference |
|---|---|---|---|
| Council rates | $1,848 | $1,848 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $6,743 | $6,738 | +$5 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,600 | $2,550 | +$50 |
| Body corporate (unit) | $2,100 | $2,100 | - |
| Total (driving) | $12,739 | $12,684 | +$55 |
| Total (public transport) | $8,396 | $8,346 | +$50 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Oakville | Scheyville | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Oakville vs Scheyville (2026-27)
What the numbers show
Oakville and Scheyville cost within $55 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $630, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $50 per year. Oakville carries medium flood risk, which pushes estimated premiums higher.
On public transport the two suburbs cost almost the same, $8,396 and $8,346 a year, so the $55 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Oakville cumulative | Scheyville cumulative | Difference |
|---|---|---|---|
| Year 1 | $12,739 | $12,684 | $55 |
| Year 3 | $39,375 | $39,205 | $170 |
| Year 5 | $67,633 | $67,341 | $292 |
| Year 10 | $146,038 | $145,408 | $630 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Oakville or Scheyville cheaper to live in?
Scheyville is cheaper to run by car at $12,684 per year versus $12,739 for Oakville, a difference of $55 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Oakville and Scheyville?
Annual council rates for a house are $1,848 in Oakville (Hawkesbury City Council rates (IPART approved SRV, 8.66% in) and $1,848 in Scheyville (Hawkesbury City Council rates (IPART approved SRV, 8.66% in). Water and sewerage adds $1,548 in Oakville and $1,548 in Scheyville. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Oakville and Scheyville?
Annual driving commute costs are $6,743 from Oakville and $6,738 from Scheyville to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Oakville and $2,400 from Scheyville.
What is the 10-year cost difference between Oakville and Scheyville?
At 3% annual cost growth, Oakville costs a cumulative $146,038 and Scheyville costs $145,408 over 10 years by car. The cumulative difference is $630 in favour of Scheyville. Excludes purchase price, mortgage, and personal expenses.
Which of Oakville and Scheyville is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Hawkesbury City Council rates (IPART approved SRV, 8.66% in and Hawkesbury City Council rates (IPART approved SRV, 8.66% in rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.