Peakhurst vs Peakhurst Heights: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Peakhurst and Peakhurst Heights are both Georges River rates (OLG suburbs, sitting 17.3 km and 18.6 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $250 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Peakhurst
Peakhurst Heights
Annual cost breakdown
| Category | Peakhurst | Peakhurst Heights | Difference |
|---|---|---|---|
| Council rates | $1,447 | $1,447 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $4,738 | $4,988 | -$250 |
| Commute (public transport) | $2,386 | $2,386 | - |
| Home insurance | $2,300 | $2,300 | - |
| Body corporate (unit) | $2,300 | $2,300 | - |
| Total (driving) | $10,033 | $10,283 | -$250 |
| Total (public transport) | $7,681 | $7,681 | - |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Peakhurst | Peakhurst Heights | Difference |
|---|---|---|---|
| House | $2,342 | $2,342 | - |
| Unit | $1,909 | $1,909 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Peakhurst vs Peakhurst Heights (2026-27)
What the numbers show
Peakhurst and Peakhurst Heights cost within $250 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,866, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $250 per year. Peakhurst Heights is 18.6 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $7,681 and $7,681 a year, so the $250 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,447 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Peakhurst by $250 a year, $4,738 against $4,988.
- Building insurance is identical at $2,300 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
10-year cumulative cost projection
| Year | Peakhurst cumulative | Peakhurst Heights cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,033 | $10,283 | $250 |
| Year 3 | $31,011 | $31,784 | $773 |
| Year 5 | $53,267 | $54,594 | $1,327 |
| Year 10 | $115,017 | $117,883 | $2,866 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Peakhurst or Peakhurst Heights cheaper to live in?
Peakhurst is cheaper to run by car at $10,033 per year versus $10,283 for Peakhurst Heights, a difference of $250 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Peakhurst and Peakhurst Heights?
Annual council rates for a house are $1,447 in Peakhurst (Georges River rates (OLG) and $1,447 in Peakhurst Heights (Georges River rates (OLG). Water and sewerage adds $1,548 in Peakhurst and $1,548 in Peakhurst Heights. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Peakhurst and Peakhurst Heights?
Annual driving commute costs are $4,738 from Peakhurst and $4,988 from Peakhurst Heights to Sydney CBD (ATO 91c/km). Public transport costs $2,386 from Peakhurst and $2,386 from Peakhurst Heights.
What is the 10-year cost difference between Peakhurst and Peakhurst Heights?
At 3% annual cost growth, Peakhurst costs a cumulative $115,017 and Peakhurst Heights costs $117,883 over 10 years by car. The cumulative difference is $2,866 in favour of Peakhurst. Excludes purchase price, mortgage, and personal expenses.
Which of Peakhurst and Peakhurst Heights is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Georges River rates (OLG and Georges River rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.