Tolland vs Turvey Park: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Tolland and Turvey Park are both Wagga Wagga rates (OLG suburbs, sitting 4.2 km and 2.2 km from Wagga Wagga CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $107 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Tolland
Turvey Park
Annual cost breakdown
| Category | Tolland | Turvey Park | Difference |
|---|---|---|---|
| Council rates | $1,294 | $1,294 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $1,391 | $748 | +$643 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $1,700 | $2,450 | -$750 |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $5,685 | $5,792 | -$107 |
| Total (public transport) | $6,694 | $7,444 | -$750 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Tolland | Turvey Park | Difference |
|---|---|---|---|
| House | $3,150 | $3,150 | - |
| Unit | $2,611 | $2,611 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Tolland vs Turvey Park (2026-27)
What the numbers show
Tolland and Turvey Park cost within $107 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,227, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $750 per year. Turvey Park carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $750 per year, $6,694 from Tolland versus $7,444 from Turvey Park.
Where the difference actually comes from
- Council rates is identical at $1,294 a year.
- Water and sewerage is identical at $1,300 a year.
- Driving commute favours Turvey Park by $643 a year, $748 against $1,391.
- Building insurance favours Tolland by $750 a year, $1,700 against $2,450.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Flood risk is rated medium in Turvey Park against low in Tolland, which feeds the insurance estimate. Fire risk is rated medium in Turvey Park against low in Tolland, which feeds the insurance estimate. The catchment state school scores 4.6 in Turvey Park against 1.8 in Tolland, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Tolland cumulative | Turvey Park cumulative | Difference |
|---|---|---|---|
| Year 1 | $5,685 | $5,792 | $107 |
| Year 3 | $17,572 | $17,902 | $330 |
| Year 5 | $30,182 | $30,751 | $569 |
| Year 10 | $65,172 | $66,399 | $1,227 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Tolland or Turvey Park cheaper to live in?
Tolland is cheaper to run by car at $5,685 per year versus $5,792 for Turvey Park, a difference of $107 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Tolland and Turvey Park?
Annual council rates for a house are $1,294 in Tolland (Wagga Wagga rates (OLG) and $1,294 in Turvey Park (Wagga Wagga rates (OLG). Water and sewerage adds $1,300 in Tolland and $1,300 in Turvey Park. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Tolland and Turvey Park?
Annual driving commute costs are $1,391 from Tolland and $748 from Turvey Park to Wagga Wagga CBD (ATO 91c/km). Public transport costs $2,400 from Tolland and $2,400 from Turvey Park.
What is the 10-year cost difference between Tolland and Turvey Park?
At 3% annual cost growth, Tolland costs a cumulative $65,172 and Turvey Park costs $66,399 over 10 years by car. The cumulative difference is $1,227 in favour of Tolland. Excludes purchase price, mortgage, and personal expenses.
Which of Tolland and Turvey Park is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Wagga Wagga rates (OLG and Wagga Wagga rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.