True annual cost of living in Balgal Beach, QLD 4816
Living in a house in Balgal Beach costs about $14,269 a year: council rates, water and sewerage, commute and home insurance combined. Balgal Beach sits 49.1 kilometres from Townsville CBD. Unit costs come in at $12,319, as lower council rates more than offset the $1,600 body corporate levy. At 49.1km, the commute dominates running costs. Drivers pay $6,435 more per year than public transport users.
ATO 91c/km · 49.1km from Townsville CBD · 192 days
$6,627
Home insurance
Estimated · flood Low · fire Low
$4,200
Body corporate
Estimated
$1,600
Total annual running cost
$14,269
($1,189/month)
↑ 9% above Townsville City Council average
SuburbCost affordability score ●●●○○5.1/10 Average
Cheaper to run than 24% of Townsville City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,373/yr
5,933 kWh
Unit
$1,945/yr
4,450 kWh
Estimated from AER residential benchmarks for Balgal Beach's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Balgal Beach
within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
1
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Balgal Beach to Townsville CBD?
Public transport saves Balgal Beach residents $6,435 per year. Annual commute cost by car is $6,627 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Balgal Beach?
Balgal Beach falls under Townsville City Council. The minimum residential general rate for 2026-27 is $1,343 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,343 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Balgal Beach?
Running a unit in Balgal Beach costs approximately $12,319 per year by car or $5,884 by public transport. This includes council rates of $1,343, water and sewerage $2,099, estimated body corporate levy of $1,600, and contents insurance of $650. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Balgal Beach close to public transport?
No scheduled public transport stop was found within a 2 km walk of the centre of Balgal Beach. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.
What shops and parks are in Balgal Beach?
Within a 2 km walk of the centre of Balgal Beach there are 0 supermarkets, 0 cafes and 1 park. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Townsville City Council 2026-27. Water: Townsville City Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.