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27.3 km from CBD
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True annual cost of living in Bella Vista, NSW 2153

Living in a house in Bella Vista costs about $10,943 a year: council rates, water and sewerage, commute and home insurance combined. Bella Vista sits 27.3 kilometres from Sydney CBD. Unit costs reach $11,623, with the $2,100 body corporate levy accounting for the entire difference between the two. At 27.3km from the CBD, transport mode shifts the annual total by $3,884. The gap widens as commute costs rise.

Last updated July 2026 · The Hills Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 86% of The Hills suburbs, about 7% below the regional average.
The commute is the biggest expense at $6,284, roughly 57% of the annual total.
Switching from driving to public transport saves $3,884 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$10,943
Driving · per year
$912/month
Unit annual cost
$11,623
Incl. body corporate
$969/month
House vs unit difference
+$680
Unit costs more per year

Annual cost breakdown

Council rates
The Hills rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,261
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 27.3km from CBD · 192 days
$6,284
Home insurance
Estimated · flood Low · fire Low
$1,850
Total annual running cost
$10,943
($912/month)
↓ 7% below The Hills average
SuburbCost affordability score ●●●●● 9.3/10 Excellent
Cheaper to run than 86% of The Hills suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for Bella Vista's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Bella Vista

within a 2 km walk
Nearest stop
Norwest, 725 m away, about a 9 minute walk. It is a metro stop.
Nearest hospital
Norwest Private Hospital, 811 m away, about a 10 minute walk.
Supermarkets
2
Cafes
6
Parks
37
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Bella Vista

Is it cheaper to drive or take public transport from Bella Vista to the CBD?

Public transport saves Bella Vista residents $3,884 per year. Annual commute cost by car is $6,284 versus $2,400 by public transport using the Opal network.

What are the council rates in Bella Vista?

Bella Vista falls under The Hills Council. The average residential rate for 2026-27 is $1,261 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,261 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Bella Vista?

Running a unit in Bella Vista costs approximately $11,623 per year by car or $7,739 by public transport. This includes council rates of $1,261, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $430. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Bella Vista close to public transport?

The nearest scheduled service to the centre of Bella Vista is Norwest, a metro stop about 725 m away, about a 9 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Bella Vista?

The closest hospital to the centre of Bella Vista is Norwest Private Hospital, about 811 m away, about a 10 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Bella Vista?

Within a 2 km walk of the centre of Bella Vista there are 2 supermarkets, 6 cafes and 37 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: The Hills rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.