True annual cost of living in Commissioners Flat, QLD 4514
Living in a house in Commissioners Flat costs about $9,443 a year: council rates, water and sewerage, commute and home insurance combined. Commissioners Flat sits 68.9 kilometres from Brisbane CBD. Unit costs come in at $9,273, as lower council rates more than offset the $1,700 body corporate levy. At 68.9km, the commute dominates running costs. Drivers pay $3,148 more per year than public transport users.
About $182 a week to run a house here, including estimates
Lower cost
Unit annual cost
$9,273
Incl. body corporate
$773/month
About $178 a week to run a unit here, including estimates
House vs unit difference
−$170
Unit is cheaper per year
Annual cost breakdown
Council rates
Official, 2026-27 Moreton Bay Regional Council
$1,309
Water & sewerage
Official, 2026-27 Unitywater (Moreton Bay)
$2,144
Driving commute
Modelled, 2026-27 ATO 91c/km · 68.9km from CBD · 192 days
$3,340
Home insurance
Estimated flood Medium · fire High
$2,650
Body corporate
Estimated
$1,700
Total annual running cost
$9,443
($787/month, $182/week)
Excludes electricity, estimated separately below. Also excludes the state Emergency Management Levy on your rates notice, $127 a year here (levy class E, 2026-27).
↓ 18% below Moreton Bay Regional Council average
SuburbCost affordability score ●●●○○5.8/10 Average
Cheaper to run than 73% of Moreton Bay Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,135/yr
5,126 kWh
Unit
$1,776/yr
3,845 kWh
Estimated from AER residential benchmarks for Commissioners Flat's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Commissioners Flat
within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Frequently asked questions about Commissioners Flat
Is it cheaper to drive or take public transport from Commissioners Flat to the CBD?
Public transport saves Commissioners Flat residents $3,148 per year. Annual commute cost by car is $3,340 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Commissioners Flat?
Commissioners Flat falls under Moreton Bay Regional Council. The minimum residential general rate for 2026-27 is $1,309 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,309 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Commissioners Flat?
Running a unit in Commissioners Flat costs approximately $9,273 per year by car or $6,125 by public transport. This includes council rates of $1,309, water and sewerage $2,144, estimated body corporate levy of $1,700, and contents insurance of $780. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Commissioners Flat close to public transport?
No scheduled public transport stop was found within a 2 km walk of the centre of Commissioners Flat. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.
What shops and parks are in Commissioners Flat?
Within a 2 km walk of the centre of Commissioners Flat there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
Get a free report on one suburb, or compare up to five. The report is free to you. SuburbCost may receive a referral fee from a mortgage broker if you ask us to introduce you.
Included:
Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
Crime risk ratings
AI suburb recommendations
Up to 5 suburbs, side by side
Opening your report…
Your report is opening in a new tab. A copy is on its way to your inbox. If it isn't there within a minute, check your junk folder and mark it ‘Not junk’.
Data sources: Council rates: Moreton Bay Regional Council 2026-27. Water: Unitywater (Moreton Bay) 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.