Living in a house in Cromer costs about $11,141 a year: council rates, water and sewerage, commute and home insurance combined. Cromer sits 16.5 kilometres from Sydney CBD. Unit costs come in at $10,941, as lower council rates more than offset the $2,300 body corporate levy. At 16.5km from the CBD, transport mode shifts the annual total by $2,191. The gap widens as commute costs rise.
Cheaper to run than 46% of Northern Beaches suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Cromer's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Cromer
within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Nearest hospital
Delmar Private Hospital, 3,363 m away, about a 42 minute walk.
Supermarkets
2
Cafes
5
Parks
28
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Cromer to the CBD?
Public transport saves Cromer residents $2,191 per year. Annual commute cost by car is $4,577 versus $2,386 by public transport using the Opal network.
What are the council rates in Cromer?
Cromer falls under Northern Beaches Council. The average residential rate for 2026-27 is $1,766 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,766 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Cromer?
Running a unit in Cromer costs approximately $10,941 per year by car or $8,750 by public transport. This includes council rates of $1,766, water and sewerage $1,548, estimated body corporate levy of $2,300, and contents insurance of $750. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Cromer close to public transport?
No scheduled public transport stop was found within a 2 km walk of the centre of Cromer. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.
What is the closest hospital to Cromer?
The closest hospital to the centre of Cromer is Delmar Private Hospital, about 3,363 m away, about a 42 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Cromer?
Within a 2 km walk of the centre of Cromer there are 2 supermarkets, 5 cafes and 28 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Northern Beaches rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.