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20.3 km from CBD
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True annual cost of living in Currumbin, QLD 4223

Living in a house in Currumbin costs about $11,647 a year: council rates, water and sewerage, commute and home insurance combined. Currumbin sits 20.3 kilometres from Brisbane CBD. Unit costs reach $12,127, with the $2,800 body corporate levy accounting for the entire difference between the two. At 20.3km from the CBD, transport mode shifts the annual total by $4,927. The gap widens as commute costs rise.

Last updated July 2026 · City of Gold Coast rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Costs 9% more to run than the City of Gold Coast average, cheaper than only 31% of suburbs in the region.
The commute is the biggest expense at $5,119, roughly 44% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$11,647
Driving · per year
$971/month
Unit annual cost
$12,127
Incl. body corporate
$1,011/month
House vs unit difference
+$480
Unit costs more per year
Annual cost breakdown
Council rates
City of Gold Coast 2026-27 · minimum rate
$1,359
Water & sewerage
City of Gold Coast Water & Sewerage 2026-27
$2,169
Driving commute
ATO 88c/km · 20.3km from CBD · 192 days
$5,119
Home insurance
Estimated · flood Low · fire High
$3,000
Total annual running cost
$11,647
($971/month)
↑ 9% above City of Gold Coast average
SuburbCost affordability score ●●○○○ 3.7/10 Poor
Cheaper to run than 31% of City of Gold Coast suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$1,976/yr
5,126 kWh
Unit
$1,591/yr
3,845 kWh
Estimated from AER residential benchmarks for Currumbin's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Currumbin with another suburb
Is it cheaper to drive or take public transport from Currumbin to the CBD?
Public transport saves Currumbin residents $4,927 per year. Annual commute cost by car is $5,119 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Currumbin?
Currumbin falls under City of Gold Coast. The minimum residential general rate for 2026-27 is $1,359 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,359 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Currumbin?
Running a unit in Currumbin costs approximately $12,127 per year by car or $7,200 by public transport. This includes council rates of $1,359, water and sewerage $2,169, estimated body corporate levy of $2,800, and contents insurance of $680. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: City of Gold Coast 2026-27. Water: City of Gold Coast Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.