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14.9 km from CBD
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True annual cost of living in Dee Why, NSW 2099

Living in a house in Dee Why costs about $10,501 a year: council rates, water and sewerage, commute and home insurance combined. Dee Why sits 14.9 kilometres from Sydney CBD. Unit costs reach $10,531, with the $2,300 body corporate levy accounting for the entire difference between the two. Switching from driving to public transport saves $1,851 per year at this distance.

Last updated July 2026 · Northern Beaches Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Northern Beaches average, cheaper than 54% of suburbs in the region.
The commute is the biggest expense at $4,237, roughly 40% of the annual total.
Flood risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$10,501
Driving · per year
$875/month
Unit annual cost
$10,531
Incl. body corporate
$878/month
House vs unit difference
+$30
Unit costs more per year

Annual cost breakdown

Council rates
Northern Beaches rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,766
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 14.9km from CBD · 192 days
$4,237
Home insurance
Estimated · flood High · fire Low
$2,950
Total annual running cost
$10,501
($875/month)
Near Northern Beaches average
SuburbCost affordability score ●●○○○ 4.9/10 Poor
Cheaper to run than 54% of Northern Beaches suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Dee Why's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Dee Why

within a 2 km walk
Nearest stop
Unnamed, 4,344 m away, about a 54 minute walk. It is a bus stop.
Nearest hospital
Delmar Private Hospital, 636 m away, about an 8 minute walk.
Supermarkets
8
Cafes
30
Parks
33
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Dee Why

Is it cheaper to drive or take public transport from Dee Why to the CBD?

Public transport saves Dee Why residents $1,851 per year. Annual commute cost by car is $4,237 versus $2,386 by public transport using the Opal network.

What are the council rates in Dee Why?

Dee Why falls under Northern Beaches Council. The average residential rate for 2026-27 is $1,766 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,766 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Dee Why?

Running a unit in Dee Why costs approximately $10,531 per year by car or $8,680 by public transport. This includes council rates of $1,766, water and sewerage $1,548, estimated body corporate levy of $2,300, and contents insurance of $680. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Dee Why close to public transport?

The nearest scheduled service to the centre of Dee Why is Unnamed, a bus stop about 4,344 m away, about a 54 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Dee Why?

The closest hospital to the centre of Dee Why is Delmar Private Hospital, about 636 m away, about an 8 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Dee Why?

Within a 2 km walk of the centre of Dee Why there are 8 supermarkets, 30 cafes and 33 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Northern Beaches rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.