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37.3 km from CBD
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True annual cost of living in Erskine Park, NSW 2759

Living in a house in Erskine Park costs about $12,030 a year: council rates, water and sewerage, commute and home insurance combined. Erskine Park sits 37.3 kilometres from Sydney CBD. Unit costs reach $12,470, with the $2,100 body corporate levy accounting for the entire difference between the two. At 37.3km, the commute dominates running costs. Drivers pay $4,328 more per year than public transport users.

Last updated July 2026 · Penrith Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Running costs sit near the Penrith average, cheaper than 36% of suburbs in the region.
The commute is the biggest expense at $6,728, roughly 56% of the annual total.
Switching from driving to public transport saves $4,328 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$12,030
Driving · per year
$1,003/month
Unit annual cost
$12,470
Incl. body corporate
$1,039/month
House vs unit difference
+$440
Unit costs more per year
Annual cost breakdown
Council rates
Penrith rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,604
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 88c/km · 37.3km from CBD · 192 days
$6,728
Home insurance
Estimated · flood Low · fire Medium
$2,150
Total annual running cost
$12,030
($1,003/month)
Near Penrith average
SuburbCost affordability score ●●○○○ 4.7/10 Poor
Cheaper to run than 36% of Penrith suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$2,420/yr
6,060 kWh
Unit
$1,920/yr
4,545 kWh
Estimated from AER residential benchmarks for Erskine Park's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Erskine Park with another suburb
Is it cheaper to drive or take public transport from Erskine Park to the CBD?
Public transport saves Erskine Park residents $4,328 per year. Annual commute cost by car is $6,728 versus $2,400 by public transport using the Opal network.
What are the council rates in Erskine Park?
Erskine Park falls under Penrith Council. The average residential rate for 2026-27 is $1,604 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,604 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Erskine Park?
Running a unit in Erskine Park costs approximately $12,470 per year by car or $8,142 by public transport. This includes council rates of $1,604, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $490. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Penrith rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.