True annual cost of living in Ferny Grove, QLD 4055
Living in a house in Ferny Grove costs about $8,438 a year: council rates, water and sewerage, commute and home insurance combined. Ferny Grove sits 12.1 kilometres from Brisbane CBD. Unit costs reach $9,726, with the $2,400 body corporate levy accounting for the entire difference between the two. Switching from driving to public transport saves $3,396 per year at this distance.
About $162 a week to run a house here, including estimates
Unit annual cost
$9,726
Incl. body corporate
$811/month
About $187 a week to run a unit here, including estimates
House vs unit difference
+$1,288
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 Brisbane City Council
$950
Water & sewerage
Official, 2026-27 Queensland Urban Utilities
$1,900
Driving commute
Modelled, 2026-27 ATO 91c/km · 12.1km from CBD · 192 days
$3,588
Home insurance
Estimated flood Medium · fire High
$2,000
Body corporate
Estimated
$2,400
Total annual running cost
$8,438
($703/month, $162/week)
Excludes electricity, estimated separately below. Also excludes the state Emergency Management Levy on your rates notice, $260 a year here (levy class A, 2026-27).
Near Brisbane City Council average
SuburbCost affordability score ●●●○○6.7/10 Good
Cheaper to run than 85% of Brisbane City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,135/yr
5,126 kWh
Unit
$1,776/yr
3,845 kWh
Estimated from AER residential benchmarks for Ferny Grove's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Ferny Grove
within a 2 km walk
Nearest stop
Ferny Grove, 749 m away, about a 9 minute walk. It is a train stop.
Supermarkets
4
Cafes
4
Parks
56
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Ferny Grove to the CBD?
Public transport saves Ferny Grove residents $3,396 per year. Annual commute cost by car is $3,588 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Ferny Grove?
Ferny Grove falls under Brisbane City Council. The minimum residential general rate for 2026-27 is $950 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,138 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Ferny Grove?
Running a unit in Ferny Grove costs approximately $9,726 per year by car or $6,330 by public transport. This includes council rates of $1,138, water and sewerage $1,900, estimated body corporate levy of $2,400, and contents insurance of $700. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Ferny Grove close to public transport?
The nearest scheduled service to the centre of Ferny Grove is Ferny Grove, a train stop about 749 m away, about a 9 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What shops and parks are in Ferny Grove?
Within a 2 km walk of the centre of Ferny Grove there are 4 supermarkets, 4 cafes and 56 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Brisbane City Council 2026-27. Water: Queensland Urban Utilities 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.