Annual cost of living in Ferny Grove, QLD 4055

Living in a house in Ferny Grove costs about $9,849 a year: council rates, water and sewerage, commute and home insurance combined. Ferny Grove sits 12.1 kilometres from Brisbane CBD. Unit costs come in at $9,509, as lower council rates more than offset the $2,400 body corporate levy. Switching from driving to public transport saves $3,278 per year at this distance.

Last updated July 2026 · Brisbane City Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights

Costs 9% more to run than the Brisbane City Council average, cheaper than only 36% of suburbs in the region.

The commute is the biggest expense at $3,470, roughly 35% of the annual total.

Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

House annual cost

$9,849

Driving · per year

$821/month

Lower cost

Unit annual cost

$9,509

Incl. body corporate

$792/month

House vs unit difference

−$340

Unit is cheaper per year

Annual cost breakdown

Council rates

Brisbane City Council 2026-27 · minimum rate

$1,579

Water & sewerage

Queensland Urban Utilities 2026-27

$1,900

Driving commute

ATO 88c/km · 12.1km from CBD · 192 days

$3,470

Home insurance

Estimated · flood Medium · fire High

$2,900

Total annual running cost

$9,849

($821/month)

↑ 9% above Brisbane City Council average

SuburbCost affordability score ●●○○○ 4.2/10 Poor

Cheaper to run than 36% of Brisbane City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost typical 2-person household

House

$1,976/yr

5,126 kWh

Unit

$1,591/yr

3,845 kWh

Estimated from AER residential benchmarks for Ferny Grove's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.

Compare Ferny Grove with another suburb

Nearby: vs Ferny Hills vs Upper Kedron vs Keperra

Is it cheaper to drive or take public transport from Ferny Grove to the CBD?

Public transport saves Ferny Grove residents $3,278 per year. Annual commute cost by car is $3,470 versus $192 by public transport using Translink's flat 50 cent fare.

What are the council rates in Ferny Grove?

Ferny Grove falls under Brisbane City Council. The minimum residential general rate for 2026-27 is $1,579 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,039 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Ferny Grove?

Running a unit in Ferny Grove costs approximately $9,509 per year by car or $6,231 by public transport. This includes council rates of $1,039, water and sewerage $1,900, estimated body corporate levy of $2,400, and contents insurance of $700. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Compare Ferny Grove with…

Ferny Grove vs Ferny Hills Ferny Grove vs Upper Kedron Ferny Grove vs Keperra

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Data sources: Council rates: Brisbane City Council 2026-27. Water: Queensland Urban Utilities 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.

True annual cost of living in Ferny Grove, QLD 4055

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