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12.1 km from CBD
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True annual cost of living in Forestville, NSW 2087

Living in a house in Forestville costs about $8,934 a year: council rates, water and sewerage, commute and home insurance combined. Forestville sits 12.1 kilometres from Sydney CBD. Unit costs reach $9,574, with the $2,300 body corporate levy accounting for the entire difference between the two. Switching from driving to public transport saves $1,084 per year at this distance.

Last updated July 2026 · Northern Beaches Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Cheaper to run than 89% of Northern Beaches suburbs, about 16% below the regional average.
The commute is the biggest expense at $3,470, roughly 39% of the annual total.
Switching from driving to public transport saves $1,084 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$8,934
Driving · per year
$745/month
Unit annual cost
$9,574
Incl. body corporate
$798/month
House vs unit difference
+$640
Unit costs more per year
Annual cost breakdown
Council rates
Northern Beaches rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,766
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 88c/km · 12.1km from CBD · 192 days
$3,470
Home insurance
Estimated · flood Low · fire Medium
$2,150
Total annual running cost
$8,934
($745/month)
↓ 16% below Northern Beaches average
SuburbCost affordability score ●●●●○ 8.1/10 Excellent
Cheaper to run than 89% of Northern Beaches suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$2,148/yr
5,238 kWh
Unit
$1,716/yr
3,929 kWh
Estimated from AER residential benchmarks for Forestville's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Forestville with another suburb
Is it cheaper to drive or take public transport from Forestville to the CBD?
Public transport saves Forestville residents $1,084 per year. Annual commute cost by car is $3,470 versus $2,386 by public transport using the Opal network.
What are the council rates in Forestville?
Forestville falls under Northern Beaches Council. The average residential rate for 2026-27 is $1,766 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,766 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Forestville?
Running a unit in Forestville costs approximately $9,574 per year by car or $8,490 by public transport. This includes council rates of $1,766, water and sewerage $1,548, estimated body corporate levy of $2,300, and contents insurance of $490. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Northern Beaches rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.