True annual cost of living in Lilli Pilli, NSW 2229
Living in a house in Lilli Pilli costs about $11,914 a year: council rates, water and sewerage, commute and home insurance combined. Lilli Pilli sits 23.5 kilometres from Sydney CBD. Unit costs reach $11,944, with the $2,300 body corporate levy accounting for the entire difference between the two. At 23.5km from the CBD, transport mode shifts the annual total by $3,399. The gap widens as commute costs rise.
Cheaper to run than 38% of Sutherland suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Lilli Pilli's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Lilli Pilli
within a 2 km walk
Nearest stop
Caringbah, 2,757 m away, about a 34 minute walk. It is a train stop.
Nearest hospital
Sutherland Heart Clinic, 3,180 m away, about a 40 minute walk.
Supermarkets
1
Cafes
6
Parks
17
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Lilli Pilli to the CBD?
Public transport saves Lilli Pilli residents $3,399 per year. Annual commute cost by car is $5,799 versus $2,400 by public transport using the Opal network.
What are the council rates in Lilli Pilli?
Lilli Pilli falls under Sutherland Council. The average residential rate for 2026-27 is $1,617 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,617 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Lilli Pilli?
Running a unit in Lilli Pilli costs approximately $11,944 per year by car or $8,545 by public transport. This includes council rates of $1,617, water and sewerage $1,548, estimated body corporate levy of $2,300, and contents insurance of $680. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Lilli Pilli close to public transport?
The nearest scheduled service to the centre of Lilli Pilli is Caringbah, a train stop about 2,757 m away, about a 34 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Lilli Pilli?
The closest hospital to the centre of Lilli Pilli is Sutherland Heart Clinic, about 3,180 m away, about a 40 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Lilli Pilli?
Within a 2 km walk of the centre of Lilli Pilli there is 1 supermarket, 6 cafes and 17 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Sutherland rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.