True annual cost of living in Mount Kuring-Gai, NSW 2080
Living in a house in Mount Kuring-Gai costs about $11,747 a year: council rates, water and sewerage, commute and home insurance combined. Mount Kuring-Gai sits 25.8 kilometres from Sydney CBD. Unit costs reach $11,887, with the $2,100 body corporate levy accounting for the entire difference between the two. At 25.8km from the CBD, transport mode shifts the annual total by $3,708. The gap widens as commute costs rise.
SuburbCost affordability score ●●●○○5.5/10 Average
Cheaper to run than 59% of Hornsby suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Mount Kuring-Gai's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Mount Kuring-Gai
within a 2 km walk
Nearest stop
Mount Kuring-gai, 889 m away, about an 11 minute walk. It is a train stop.
Nearest hospital
Lady Davidson Private Hospital, 5,242 m away, about a 66 minute walk.
Supermarkets
1
Cafes
1
Parks
4
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Mount Kuring-Gai to the CBD?
Public transport saves Mount Kuring-Gai residents $3,708 per year. Annual commute cost by car is $6,108 versus $2,400 by public transport using the Opal network.
What are the council rates in Mount Kuring-Gai?
Mount Kuring-Gai falls under Hornsby Council. The average residential rate for 2026-27 is $1,541 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,541 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Mount Kuring-Gai?
Running a unit in Mount Kuring-Gai costs approximately $11,887 per year by car or $8,179 by public transport. This includes council rates of $1,541, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $590. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Mount Kuring-Gai close to public transport?
The nearest scheduled service to the centre of Mount Kuring-Gai is Mount Kuring-gai, a train stop about 889 m away, about an 11 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Mount Kuring-Gai?
The closest hospital to the centre of Mount Kuring-Gai is Lady Davidson Private Hospital, about 5,242 m away, about a 66 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Mount Kuring-Gai?
Within a 2 km walk of the centre of Mount Kuring-Gai there is 1 supermarket, 1 cafe and 4 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Hornsby rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.