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20.5 km from CBD
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True annual cost of living in North Parramatta, NSW 2151

Living in a house in North Parramatta costs about $10,632 a year: council rates, water and sewerage, commute and home insurance combined. North Parramatta sits 20.5 kilometres from Sydney CBD. Unit costs reach $10,932, with the $2,300 body corporate levy accounting for the entire difference between the two. At 20.5km from the CBD, transport mode shifts the annual total by $2,928. The gap widens as commute costs rise.

Last updated July 2026 · Parramatta Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Costs 5% more to run than the Parramatta average, cheaper than only 11% of suburbs in the region.
The commute is the biggest expense at $5,328, roughly 50% of the annual total.
Switching from driving to public transport saves $2,928 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$10,632
Driving · per year
$886/month
Unit annual cost
$10,932
Incl. body corporate
$911/month
House vs unit difference
+$300
Unit costs more per year

Annual cost breakdown

Council rates
Parramatta rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,156
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 20.5km from CBD · 192 days
$5,328
Home insurance
Estimated · flood Medium · fire Medium
$2,600
Total annual running cost
$10,632
($886/month)
↑ 5% above Parramatta average
SuburbCost affordability score ●●○○○ 4.2/10 Poor
Cheaper to run than 11% of Parramatta suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for North Parramatta's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around North Parramatta

within a 2 km walk
Nearest stop
Benaud Oval, 1,081 m away, about a 14 minute walk. It is a light rail stop.
Nearest hospital
Cumberland Hospital (East Campus), 1,336 m away, about a 17 minute walk.
Supermarkets
7
Cafes
12
Parks
34
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about North Parramatta

Is it cheaper to drive or take public transport from North Parramatta to the CBD?

Public transport saves North Parramatta residents $2,928 per year. Annual commute cost by car is $5,328 versus $2,400 by public transport using the Opal network.

What are the council rates in North Parramatta?

North Parramatta falls under Parramatta Council. The average residential rate for 2026-27 is $1,156 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,156 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in North Parramatta?

Running a unit in North Parramatta costs approximately $10,932 per year by car or $8,004 by public transport. This includes council rates of $1,156, water and sewerage $1,548, estimated body corporate levy of $2,300, and contents insurance of $600. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is North Parramatta close to public transport?

The nearest scheduled service to the centre of North Parramatta is Benaud Oval, a light rail stop about 1,081 m away, about a 14 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to North Parramatta?

The closest hospital to the centre of North Parramatta is Cumberland Hospital (East Campus), about 1,336 m away, about a 17 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in North Parramatta?

Within a 2 km walk of the centre of North Parramatta there are 7 supermarkets, 12 cafes and 34 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Parramatta rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.