Compare suburbs Suburbs Council rates Cost of living calculator Electricity calculator About Blog
Map of Oxford Falls
15.2 km from CBD
Home  ·  Suburbs  ·  Oxford Falls

True annual cost of living in Oxford Falls, NSW 2100

Living in a house in Oxford Falls costs about $10,166 a year: council rates, water and sewerage, commute and home insurance combined. Oxford Falls sits 15.2 kilometres from Sydney CBD. Unit costs reach $10,506, with the $2,300 body corporate levy accounting for the entire difference between the two. At 15.2km from the CBD, transport mode shifts the annual total by $1,916. The gap widens as commute costs rise.

Last updated July 2026 · Northern Beaches Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 61% of Northern Beaches suburbs, about 6% below the regional average.
The commute is the biggest expense at $4,302, roughly 42% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$10,166
Driving · per year
$847/month
Unit annual cost
$10,506
Incl. body corporate
$876/month
House vs unit difference
+$340
Unit costs more per year

Annual cost breakdown

Council rates
Northern Beaches rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,766
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 15.2km from CBD · 192 days
$4,302
Home insurance
Estimated · flood Low · fire High
$2,550
Total annual running cost
$10,166
($847/month)
↓ 6% below Northern Beaches average
SuburbCost affordability score ●●●○○ 5.8/10 Average
Cheaper to run than 61% of Northern Beaches suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Oxford Falls's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Oxford Falls

within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Nearest hospital
Northern Beaches Hospital, 1,976 m away, about a 25 minute walk.
Supermarkets
0
Cafes
1
Parks
19
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Oxford Falls with another suburb

Frequently asked questions about Oxford Falls

Is it cheaper to drive or take public transport from Oxford Falls to the CBD?

Public transport saves Oxford Falls residents $1,916 per year. Annual commute cost by car is $4,302 versus $2,386 by public transport using the Opal network.

What are the council rates in Oxford Falls?

Oxford Falls falls under Northern Beaches Council. The average residential rate for 2026-27 is $1,766 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,766 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Oxford Falls?

Running a unit in Oxford Falls costs approximately $10,506 per year by car or $8,590 by public transport. This includes council rates of $1,766, water and sewerage $1,548, estimated body corporate levy of $2,300, and contents insurance of $590. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Oxford Falls close to public transport?

No scheduled public transport stop was found within a 2 km walk of the centre of Oxford Falls. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.

What is the closest hospital to Oxford Falls?

The closest hospital to the centre of Oxford Falls is Northern Beaches Hospital, about 1,976 m away, about a 25 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Oxford Falls?

Within a 2 km walk of the centre of Oxford Falls there are 0 supermarkets, 1 cafe and 19 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

Compare up to five suburbs.

Free 5-page PDF report. Enter your suburbs below.

Included:
Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
Crime risk ratings
AI suburb recommendations
Up to 5 suburbs, side by side
I'm looking at a
When are you planning to buy or move?
We'll never share your email. Unsubscribe anytime.
Opening your report…
Your report is opening in a new tab. Check your inbox if it doesn't appear within a minute.
Data sources: Council rates: Northern Beaches rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.