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Map of Pacific Pines
8.0 km from Gold Coast CBD
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True annual cost of living in Pacific Pines, QLD 4211

Living in a house in Pacific Pines costs about $9,144 a year: council rates, water and sewerage, commute and home insurance combined. Pacific Pines sits 8.0 kilometres from Gold Coast CBD. Unit costs reach $9,564, with the $2,800 body corporate levy accounting for the entire difference between the two. Switching from driving to public transport saves $2,324 per year at this distance.

Last updated July 2026 · City of Gold Coast rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 74% of City of Gold Coast suburbs, about 15% below the regional average.
Home insurance is the biggest expense at $3,100, roughly 34% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$9,144
Driving · per year
$762/month
Unit annual cost
$9,564
Incl. body corporate
$797/month
House vs unit difference
+$420
Unit costs more per year

Annual cost breakdown

Council rates
City of Gold Coast 2026-27 · minimum rate
$1,359
Water & sewerage
City of Gold Coast Water & Sewerage 2026-27
$2,169
Driving commute
ATO 91c/km · 8.0km from Gold Coast CBD · 192 days
$2,516
Home insurance
Estimated · flood Low · fire High
$3,100
Total annual running cost
$9,144
($762/month)
↓ 15% below City of Gold Coast average
SuburbCost affordability score ●●●○○ 5.9/10 Average
Cheaper to run than 74% of City of Gold Coast suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,135/yr
5,126 kWh
Unit
$1,776/yr
3,845 kWh
Estimated from AER residential benchmarks for Pacific Pines's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Pacific Pines

within a 2 km walk
Nearest stop
Helensvale, 2,902 m away, about a 36 minute walk. It is a light rail stop.
Supermarkets
2
Cafes
2
Parks
93
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Pacific Pines

Is it cheaper to drive or take public transport from Pacific Pines to Gold Coast CBD?

Public transport saves Pacific Pines residents $2,324 per year. Annual commute cost by car is $2,516 versus $192 by public transport using Translink's flat 50 cent fare.

What are the council rates in Pacific Pines?

Pacific Pines falls under City of Gold Coast. The minimum residential general rate for 2026-27 is $1,359 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,359 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Pacific Pines?

Running a unit in Pacific Pines costs approximately $9,564 per year by car or $7,240 by public transport. This includes council rates of $1,359, water and sewerage $2,169, estimated body corporate levy of $2,800, and contents insurance of $720. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Pacific Pines close to public transport?

The nearest scheduled service to the centre of Pacific Pines is Helensvale, a light rail stop about 2,902 m away, about a 36 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What shops and parks are in Pacific Pines?

Within a 2 km walk of the centre of Pacific Pines there are 2 supermarkets, 2 cafes and 93 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: City of Gold Coast 2026-27. Water: City of Gold Coast Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.