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46.1 km from CBD
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True annual cost of living in Pitt Town Bottoms, NSW 2756

Living in a house in Pitt Town Bottoms costs about $12,947 a year: council rates, water and sewerage, commute and home insurance combined. Pitt Town Bottoms sits 46.1 kilometres from Sydney CBD. Unit costs come in at $12,777, as lower council rates more than offset the $2,100 body corporate levy. At 46.1km, the commute dominates running costs. Drivers pay $4,201 more per year than public transport users.

Last updated July 2026 · Hawkesbury City Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Costs 14% more to run than the Hawkesbury City Council average, cheaper than only 18% of suburbs in the region.
The commute is the biggest expense at $6,601, roughly 51% of the annual total.
Flood risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$12,947
Driving · per year
$1,079/month
Lower cost
Unit annual cost
$12,777
Incl. body corporate
$1,065/month
House vs unit difference
−$170
Unit is cheaper per year
Annual cost breakdown
Council rates
Hawkesbury City Council rates (IPART approved SRV, 8.66% in 2026-27) · average rate
$1,848
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 88c/km · 46.1km from CBD · 192 days
$6,601
Home insurance
Estimated · flood High · fire Low
$2,950
Total annual running cost
$12,947
($1,079/month)
↑ 14% above Hawkesbury City Council average
SuburbCost affordability score ●○○○○ 2.9/10 Poor
Cheaper to run than 18% of Hawkesbury City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$2,420/yr
6,060 kWh
Unit
$1,920/yr
4,545 kWh
Estimated from AER residential benchmarks for Pitt Town Bottoms's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Pitt Town Bottoms with another suburb
Is it cheaper to drive or take public transport from Pitt Town Bottoms to the CBD?
Public transport saves Pitt Town Bottoms residents $4,201 per year. Annual commute cost by car is $6,601 versus $2,400 by public transport using the Opal network.
What are the council rates in Pitt Town Bottoms?
Pitt Town Bottoms falls under Hawkesbury City Council. The average residential rate for 2026-27 is $1,848 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,848 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Pitt Town Bottoms?
Running a unit in Pitt Town Bottoms costs approximately $12,777 per year by car or $8,576 by public transport. This includes council rates of $1,848, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $680. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Hawkesbury City Council rates (IPART approved SRV, 8.66% in 2026-27). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.