True annual cost of living in Seven Hills, NSW 2147
Living in a house in Seven Hills costs about $10,998 a year: council rates, water and sewerage, commute and home insurance combined. Seven Hills sits 26.9 kilometres from Sydney CBD. Unit costs reach $11,678, with the $2,100 body corporate levy accounting for the entire difference between the two. At 26.9km from the CBD, transport mode shifts the annual total by $3,840. The gap widens as commute costs rise.
Cheaper to run than 100% of Blacktown City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for Seven Hills's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Seven Hills
within a 2 km walk
Nearest stop
Seven Hills, 445 m away, about a 6 minute walk. It is a train stop.
Nearest hospital
Blacktown Hospital, 2,206 m away, about a 28 minute walk.
Supermarkets
3
Cafes
2
Parks
57
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Seven Hills to the CBD?
Public transport saves Seven Hills residents $3,840 per year. Annual commute cost by car is $6,240 versus $2,400 by public transport using the Opal network.
What are the council rates in Seven Hills?
Seven Hills falls under Blacktown City Council. The average residential rate for 2026-27 is $1,360 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,360 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Seven Hills?
Running a unit in Seven Hills costs approximately $11,678 per year by car or $7,838 by public transport. This includes council rates of $1,360, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $430. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Seven Hills close to public transport?
The nearest scheduled service to the centre of Seven Hills is Seven Hills, a train stop about 445 m away, about a 6 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Seven Hills?
The closest hospital to the centre of Seven Hills is Blacktown Hospital, about 2,206 m away, about a 28 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Seven Hills?
Within a 2 km walk of the centre of Seven Hills there are 3 supermarkets, 2 cafes and 57 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Blacktown City Council rates (IPART approved SRV, 11.54% adopted for 2026-27). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.