True annual cost of living in St Ives Chase, NSW 2075
Living in a house in St Ives Chase costs about $10,925 a year: council rates, water and sewerage, commute and home insurance combined. St Ives Chase sits 18.6 kilometres from Sydney CBD. Unit costs reach $11,615, with the $2,300 body corporate levy accounting for the entire difference between the two. At 18.6km from the CBD, transport mode shifts the annual total by $2,602. The gap widens as commute costs rise.
About $210 a week to run a house here, including estimates
Unit annual cost
$11,615
Incl. body corporate
$968/month
About $223 a week to run a unit here, including estimates
House vs unit difference
+$690
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 Ku-ring-gai Council rates (IPART approved SRV, 29% in
$2,189
Water & sewerage
Official, 2026-27 Sydney Water
$1,548
Driving commute
Modelled, 2026-27 ATO 91c/km · 18.6km from CBD · 192 days
$4,988
Home insurance
Estimated flood Low · fire High
$2,200
Body corporate
Estimated
$2,300
Total annual running cost
$10,925
($910/month, $210/week)
Excludes electricity, estimated separately below.
↑ 11% above Ku-ring-gai Council average
SuburbCost affordability score ●●●○○6.6/10 Good
Cheaper to run than 74% of Ku-ring-gai Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for St Ives Chase's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around St Ives Chase
within a 2 km walk
Nearest stop
Warrawee, 4,366 m away, about a 55 minute walk. It is a train stop.
Nearest hospital
Lady Davidson Private Hospital, 2,012 m away, about a 25 minute walk.
Supermarkets
3
Cafes
5
Parks
16
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from St Ives Chase to the CBD?
Public transport saves St Ives Chase residents $2,602 per year. Annual commute cost by car is $4,988 versus $2,386 by public transport using the Opal network.
What are the council rates in St Ives Chase?
St Ives Chase falls under Ku-ring-gai Council. The average residential rate for 2026-27 is $2,189 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $2,189 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in St Ives Chase?
Running a unit in St Ives Chase costs approximately $11,615 per year by car or $9,013 by public transport. This includes council rates of $2,189, water and sewerage $1,548, estimated body corporate levy of $2,300, and contents insurance of $590. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is St Ives Chase close to public transport?
The nearest scheduled service to the centre of St Ives Chase is Warrawee, a train stop about 4,366 m away, about a 55 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to St Ives Chase?
The closest hospital to the centre of St Ives Chase is Lady Davidson Private Hospital, about 2,012 m away, about a 25 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in St Ives Chase?
Within a 2 km walk of the centre of St Ives Chase there are 3 supermarkets, 5 cafes and 16 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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10-year cost projection
School scores & catchments
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Data sources: Council rates: Ku-ring-gai Council rates (IPART approved SRV, 29% in 2026-27). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.