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Map of Stanhope Gardens
31.4 km from CBD
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True annual cost of living in Stanhope Gardens, NSW 2768

Living in a house in Stanhope Gardens costs about $11,074 a year: council rates, water and sewerage, commute and home insurance combined. Stanhope Gardens sits 31.4 kilometres from Sydney CBD. Unit costs reach $12,104, with the $2,100 body corporate levy accounting for the entire difference between the two. At 31.4km, the commute dominates running costs. Drivers pay $4,266 more per year than public transport users.

Last updated July 2026 · Blacktown City Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Blacktown City Council average, cheaper than 72% of suburbs in the region.
The commute is the biggest expense at $6,666, roughly 60% of the annual total.
Switching from driving to public transport saves $4,266 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$11,074
Driving · per year
$923/month
About $213 a week to run a house here, including estimates
Unit annual cost
$12,104
Incl. body corporate
$1,009/month
About $233 a week to run a unit here, including estimates
House vs unit difference
+$1,030
Unit costs more per year

Annual cost breakdown

Council rates
Official, 2026-27 Blacktown City Council rates (IPART approved SRV, 11.54% adopted for
$1,360
Water & sewerage
Official, 2026-27 Sydney Water
$1,548
Driving commute
Modelled, 2026-27 ATO 91c/km · 31.4km from CBD · 192 days
$6,666
Home insurance
Estimated flood Low · fire Low
$1,500
Total annual running cost
$11,074
($923/month, $213/week)

Excludes electricity, estimated separately below.

Near Blacktown City Council average
SuburbCost affordability score ●●●●○ 8.4/10 Excellent
Cheaper to run than 72% of Blacktown City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for Stanhope Gardens's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Stanhope Gardens

within a 2 km walk
Nearest stop
Kellyville, 1,068 m away, about a 13 minute walk. It is a metro stop.
Nearest hospital
The Hills Clinic Kellyville, 2,687 m away, about a 34 minute walk.
Supermarkets
5
Cafes
10
Parks
49
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Stanhope Gardens

Is it cheaper to drive or take public transport from Stanhope Gardens to the CBD?

Public transport saves Stanhope Gardens residents $4,266 per year. Annual commute cost by car is $6,666 versus $2,400 by public transport using the Opal network.

What are the council rates in Stanhope Gardens?

Stanhope Gardens falls under Blacktown City Council. The average residential rate for 2026-27 is $1,360 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,360 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Stanhope Gardens?

Running a unit in Stanhope Gardens costs approximately $12,104 per year by car or $7,838 by public transport. This includes council rates of $1,360, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $430. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Stanhope Gardens close to public transport?

The nearest scheduled service to the centre of Stanhope Gardens is Kellyville, a metro stop about 1,068 m away, about a 13 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Stanhope Gardens?

The closest hospital to the centre of Stanhope Gardens is The Hills Clinic Kellyville, about 2,687 m away, about a 34 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Stanhope Gardens?

Within a 2 km walk of the centre of Stanhope Gardens there are 5 supermarkets, 10 cafes and 49 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Blacktown City Council rates (IPART approved SRV, 11.54% adopted for 2026-27). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data last verified September 2026.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.