Living in a house in Toowong costs about $8,454 a year: council rates, water and sewerage, commute and home insurance combined. Toowong sits 4.3 kilometres from Brisbane CBD. Unit costs come in at $8,294, as lower council rates more than offset the $3,200 body corporate levy. Transport mode has the biggest effect on total cost in a suburb this close to the city.
Estimated from AER residential benchmarks for Toowong's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Is it cheaper to drive or take public transport from Toowong to the CBD?
Public transport saves Toowong residents $1,183 per year. Annual commute cost by car is $1,375 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Toowong?
Toowong falls under Brisbane City Council. The minimum residential general rate for 2026-27 is $1,579 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,039 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Toowong?
Running a unit in Toowong costs approximately $8,294 per year by car or $7,111 by public transport. This includes council rates of $1,039, water and sewerage $1,900, estimated body corporate levy of $3,200, and contents insurance of $780. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
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Data sources: Council rates: Brisbane City Council 2026-27. Water: Queensland Urban Utilities 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.