True annual cost of living in Upper Coomera, QLD 4209
Living in a house in Upper Coomera costs about $10,621 a year: council rates, water and sewerage, commute and home insurance combined. Upper Coomera sits 14.7 kilometres from Gold Coast CBD. Unit costs reach $10,621, with the $2,200 body corporate levy accounting for the entire difference between the two. Switching from driving to public transport saves $4,001 per year at this distance.
ATO 91c/km · 14.7km from Gold Coast CBD · 192 days
$4,193
Home insurance
Estimated · flood Low · fire High
$2,900
Body corporate
Estimated
$2,200
Total annual running cost
$10,621
($885/month)
Near City of Gold Coast average
SuburbCost affordability score ●●●○○5.0/10 Average
Cheaper to run than 55% of City of Gold Coast suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,135/yr
5,126 kWh
Unit
$1,776/yr
3,845 kWh
Estimated from AER residential benchmarks for Upper Coomera's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Upper Coomera
within a 2 km walk
Nearest stop
Coomera, 4,109 m away, about a 51 minute walk. It is a train stop.
Supermarkets
2
Cafes
2
Parks
52
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Upper Coomera to Gold Coast CBD?
Public transport saves Upper Coomera residents $4,001 per year. Annual commute cost by car is $4,193 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Upper Coomera?
Upper Coomera falls under City of Gold Coast. The minimum residential general rate for 2026-27 is $1,359 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,359 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Upper Coomera?
Running a unit in Upper Coomera costs approximately $10,621 per year by car or $6,620 by public transport. This includes council rates of $1,359, water and sewerage $2,169, estimated body corporate levy of $2,200, and contents insurance of $700. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Upper Coomera close to public transport?
The nearest scheduled service to the centre of Upper Coomera is Coomera, a train stop about 4,109 m away, about a 51 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What shops and parks are in Upper Coomera?
Within a 2 km walk of the centre of Upper Coomera there are 2 supermarkets, 2 cafes and 52 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: City of Gold Coast 2026-27. Water: City of Gold Coast Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.