East Kurrajong vs Glossodia: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
East Kurrajong and Glossodia are both Hawkesbury City Council rates (IPART approved SRV, 8.66% in suburbs, sitting 56.6 km and 53.3 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $19 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →East Kurrajong
Glossodia
Annual cost breakdown
| Category | East Kurrajong | Glossodia | Difference |
|---|---|---|---|
| Council rates | $1,848 | $1,848 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $5,785 | $6,216 | -$431 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,600 | $2,150 | +$450 |
| Body corporate (unit) | $2,100 | $2,100 | - |
| Total (driving) | $11,781 | $11,762 | +$19 |
| Total (public transport) | $8,396 | $7,946 | +$450 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | East Kurrajong | Glossodia | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — East Kurrajong vs Glossodia (2026-27)
What the numbers show
East Kurrajong and Glossodia cost within $19 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $218, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $450 per year. East Kurrajong carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $450 per year, $8,396 from East Kurrajong versus $7,946 from Glossodia.
Where the difference actually comes from
- Council rates is identical at $1,848 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours East Kurrajong by $431 a year, $5,785 against $6,216.
- Building insurance favours Glossodia by $450 a year, $2,150 against $2,600.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Flood risk is rated medium in East Kurrajong against low in Glossodia, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | East Kurrajong cumulative | Glossodia cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,781 | $11,762 | $19 |
| Year 3 | $36,414 | $36,355 | $59 |
| Year 5 | $62,547 | $62,446 | $101 |
| Year 10 | $135,056 | $134,838 | $218 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is East Kurrajong or Glossodia cheaper to live in?
Glossodia is cheaper to run by car at $11,762 per year versus $11,781 for East Kurrajong, a difference of $19 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in East Kurrajong and Glossodia?
Annual council rates for a house are $1,848 in East Kurrajong (Hawkesbury City Council rates (IPART approved SRV, 8.66% in) and $1,848 in Glossodia (Hawkesbury City Council rates (IPART approved SRV, 8.66% in). Water and sewerage adds $1,548 in East Kurrajong and $1,548 in Glossodia. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between East Kurrajong and Glossodia?
Annual driving commute costs are $5,785 from East Kurrajong and $6,216 from Glossodia to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from East Kurrajong and $2,400 from Glossodia.
What is the 10-year cost difference between East Kurrajong and Glossodia?
At 3% annual cost growth, East Kurrajong costs a cumulative $135,056 and Glossodia costs $134,838 over 10 years by car. The cumulative difference is $218 in favour of Glossodia. Excludes purchase price, mortgage, and personal expenses.
Which of East Kurrajong and Glossodia is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Hawkesbury City Council rates (IPART approved SRV, 8.66% in and Hawkesbury City Council rates (IPART approved SRV, 8.66% in rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.