Ebenezer vs Sackville North: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Ebenezer and Sackville North are both Hawkesbury City Council rates (IPART approved SRV, 8.66% in suburbs, sitting 49 km and 51.3 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $203 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Ebenezer
Sackville North
Annual cost breakdown
| Category | Ebenezer | Sackville North | Difference |
|---|---|---|---|
| Council rates | $1,848 | $1,848 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $6,416 | $6,219 | +$197 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $3,250 | $3,650 | -$400 |
| Body corporate (unit) | $2,100 | $2,100 | - |
| Total (driving) | $13,062 | $13,265 | -$203 |
| Total (public transport) | $9,046 | $9,446 | -$400 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Ebenezer | Sackville North | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Ebenezer vs Sackville North (2026-27)
What the numbers show
Ebenezer and Sackville North cost within $203 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,327, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $400 per year. Sackville North carries high flood risk, which pushes estimated premiums higher.
On public transport the gap is $400 per year, $9,046 from Ebenezer versus $9,446 from Sackville North.
10-year cumulative cost projection
| Year | Ebenezer cumulative | Sackville North cumulative | Difference |
|---|---|---|---|
| Year 1 | $13,062 | $13,265 | $203 |
| Year 3 | $40,373 | $41,001 | $628 |
| Year 5 | $69,348 | $70,426 | $1,078 |
| Year 10 | $149,741 | $152,068 | $2,327 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Ebenezer or Sackville North cheaper to live in?
Ebenezer is cheaper to run by car at $13,062 per year versus $13,265 for Sackville North, a difference of $203 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Ebenezer and Sackville North?
Annual council rates for a house are $1,848 in Ebenezer (Hawkesbury City Council rates (IPART approved SRV, 8.66% in) and $1,848 in Sackville North (Hawkesbury City Council rates (IPART approved SRV, 8.66% in). Water and sewerage adds $1,548 in Ebenezer and $1,548 in Sackville North. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Ebenezer and Sackville North?
Annual driving commute costs are $6,416 from Ebenezer and $6,219 from Sackville North to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Ebenezer and $2,400 from Sackville North.
What is the 10-year cost difference between Ebenezer and Sackville North?
At 3% annual cost growth, Ebenezer costs a cumulative $149,741 and Sackville North costs $152,068 over 10 years by car. The cumulative difference is $2,327 in favour of Ebenezer. Excludes purchase price, mortgage, and personal expenses.
Which of Ebenezer and Sackville North is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Hawkesbury City Council rates (IPART approved SRV, 8.66% in and Hawkesbury City Council rates (IPART approved SRV, 8.66% in rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.