Grose Vale vs Grose Wold: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Grose Vale and Grose Wold are both Hawkesbury City Council rates (IPART approved SRV, 8.66% in suburbs, sitting 59.6 km and 57.5 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Grose Vale runs $379 a year cheaper than Grose Wold, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $4,345.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Grose Vale
Grose Wold
Annual cost breakdown
| Category | Grose Vale | Grose Wold | Difference |
|---|---|---|---|
| Council rates | $1,848 | $1,848 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $5,136 | $5,465 | -$329 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,550 | $2,600 | -$50 |
| Body corporate (unit) | $2,100 | $2,100 | - |
| Total (driving) | $11,082 | $11,461 | -$379 |
| Total (public transport) | $8,346 | $8,396 | -$50 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Grose Vale | Grose Wold | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Grose Vale vs Grose Wold (2026-27)
What the numbers show
Grose Vale costs $379 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $4,345 in favour of Grose Vale.
The biggest single gap is commute costs at $329 per year. Grose Vale is 59.6 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $8,346 and $8,396 a year, so the $379 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Grose Vale cumulative | Grose Wold cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,082 | $11,461 | $379 |
| Year 3 | $34,253 | $35,425 | $1,172 |
| Year 5 | $58,836 | $60,848 | $2,012 |
| Year 10 | $127,043 | $131,388 | $4,345 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Grose Vale or Grose Wold cheaper to live in?
Grose Vale is cheaper to run by car at $11,082 per year versus $11,461 for Grose Wold, a difference of $379 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Grose Vale and Grose Wold?
Annual council rates for a house are $1,848 in Grose Vale (Hawkesbury City Council rates (IPART approved SRV, 8.66% in) and $1,848 in Grose Wold (Hawkesbury City Council rates (IPART approved SRV, 8.66% in). Water and sewerage adds $1,548 in Grose Vale and $1,548 in Grose Wold. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Grose Vale and Grose Wold?
Annual driving commute costs are $5,136 from Grose Vale and $5,465 from Grose Wold to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Grose Vale and $2,400 from Grose Wold.
What is the 10-year cost difference between Grose Vale and Grose Wold?
At 3% annual cost growth, Grose Vale costs a cumulative $127,043 and Grose Wold costs $131,388 over 10 years by car. The cumulative difference is $4,345 in favour of Grose Vale. Excludes purchase price, mortgage, and personal expenses.
Which of Grose Vale and Grose Wold is best to actually live in?
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Related comparisons
Sources: Hawkesbury City Council rates (IPART approved SRV, 8.66% in and Hawkesbury City Council rates (IPART approved SRV, 8.66% in rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.