Grose Vale vs Grose Wold, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Grose Vale and Grose Wold are both Hawkesbury City Council rates (IPART approved SRV, 8.66% in suburbs, sitting 59.6 km and 57.5 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Grose Vale runs $390 a year cheaper than Grose Wold, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $4,470.
Over 10 years, Grose Vale costs about $4,500 less to run than Grose Wold. That's about $9 a week.
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Grose Wold
Annual cost breakdown
| Category | Grose Vale | Grose Wold | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,848 | $1,848 | - |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $5,311 | $5,651 | -$340 |
| Commute (public transport) Modelled, 2026-27 | $2,400 | $2,400 | - |
| Home insurance Estimated | $1,950 | $2,000 | -$50 |
| Body corporate (unit) Estimated | $2,100 | $2,100 | - |
| Total (driving) | $10,657 | $11,047 | -$390 |
| Total (public transport) | $7,746 | $7,796 | -$50 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Grose Vale | Grose Wold | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Grose Vale vs Grose Wold (2026-27)
What the numbers show
Grose Vale costs $390 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $4,470 in favour of Grose Vale.
The biggest single gap is commute costs at $340 per year. Grose Vale is 59.6 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $7,746 and $7,796 a year, so the $390 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,848 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Grose Vale by $340 a year, $5,311 against $5,651.
- Building insurance favours Grose Vale by $50 a year, $1,950 against $2,000.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Flood risk is rated medium in Grose Wold against low in Grose Vale, which feeds the insurance estimate. Fire risk is rated high in Grose Vale against medium in Grose Wold, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Grose Vale cumulative | Grose Wold cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,657 | $11,047 | $390 |
| Year 3 | $32,940 | $34,145 | $1,205 |
| Year 5 | $56,579 | $58,650 | $2,071 |
| Year 10 | $122,171 | $126,641 | $4,470 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Grose Vale or Grose Wold cheaper to live in?
Grose Vale is cheaper to run by car at $10,657 per year versus $11,047 for Grose Wold, a difference of $390 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Grose Vale and Grose Wold?
Annual council rates for a house are $1,848 in Grose Vale (Hawkesbury City Council rates (IPART approved SRV, 8.66% in) and $1,848 in Grose Wold (Hawkesbury City Council rates (IPART approved SRV, 8.66% in). Water and sewerage adds $1,548 in Grose Vale and $1,548 in Grose Wold. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Grose Vale and Grose Wold?
Annual driving commute costs are $5,311 from Grose Vale and $5,651 from Grose Wold to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Grose Vale and $2,400 from Grose Wold.
What is the 10-year cost difference between Grose Vale and Grose Wold?
At 3% annual cost growth, Grose Vale costs a cumulative $122,171 and Grose Wold costs $126,641 over 10 years by car. The cumulative difference is $4,470 in favour of Grose Vale. Excludes purchase price, mortgage, and personal expenses.
Which of Grose Vale and Grose Wold suits you better?
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Sources: Hawkesbury City Council rates (IPART approved SRV, 8.66% in and Hawkesbury City Council rates (IPART approved SRV, 8.66% in rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.